Find an account that fits your salary, balance and transfer needs. Compare 22 source-reviewed accounts. Blank figures mean a condition was not established, and every product links to its bank.
Maximum rates depend on balance, currency, plan and campaign dates. Fees shown include VAT where verified. Free remittances may still have FX spreads and intermediary charges.
Everyday banking; separate salary campaign conditions
Minimum salary
Not established
Balance to avoid fee
AED 3,000
Monthly fall-below fee
AED 26.25
UAE PASS opening
Not established
Free international transfers/month
Not established
September 2026 current-account KFS: UAE resident, age 18+, salaried, self-employed or non-salaried. No specific salary floor established for Personal Current Account (do not use the FAB One salary rule).
No minimum balance; prize draws excluded from value
Minimum salary
Not established
Balance to avoid fee
No minimum
Monthly fall-below fee
AED 0
UAE PASS opening
Not established
Free international transfers/month
1
Product states no opening deposit or minimum balance. AED 5,000 salary is stated for an additional prize-draw entry, not established as a universal account opening floor.
Digital account with several maintenance-fee waivers
Minimum salary
Not established
Balance to avoid fee
AED 3,000
Monthly fall-below fee
AED 26.25
UAE PASS opening
Not established
Free international transfers/month
Not established
Maintenance is waived with AED 5,000+ monthly salary, AED 2,500 debit-card monthly spend, active Liv credit card, or AED 3,000 average balance across primary and goal accounts; eligible students up to 23 also have a waiver.
Page requires AED 15,000 salary and states AED 15,000 monthly balance in eligibility, but also lists AED 5,000 under features. Confirm the applicable balance threshold with the bank; no single minimum is assumed.
Account fees and cash rewards are different comparisons
A low salary requirement does not guarantee approval. A zero balance requirement does not remove transfer, card or plan charges. Salary campaigns may require new-to-bank status, enrollment or continued credits; use the tracker for dated terms and a signed-contract reminder.
YAP’s official site currently advertises a waitlist. ADCB’s Aspire, Privilege and Excellency are relationship segments with their own eligibility and fees; check the assigned package on the underlying account.