Wio Bank Wio Personal Salary Plan: Fees and Eligibility
3.25% p.a. on flexible Saving Spaces
Primary sources reviewed on 2026-10-18. A source review is a dated snapshot; confirm the current quote before opening.
Check Wio Bank鈥檚 official account termsSalary, balance and account fees
Published minimum salaryAED 15,000
Balance to avoid feeNo minimum
Monthly fall-below feeAED 0
Annual interest/profit headline3.25% p.a.
Shown fee is conditional; relationship or salary waivers may apply.
Salary plan; variable rate.
Opening the account and sending money
Bank approval and current identity documents required.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Not independently established
- Free international transfers per month
- Not established
Digital access does not by itself confirm UAE PASS account opening. Identity, residency and bank checks apply.
Free-transfer count not established; check bank and correspondent charges.
Important conditions and exclusions
- Salary plan is free with salary transfer; other plan fees differ.
- Savings rates are variable. No cash welcome bonus assumed.
- Salary plan requires AED 15,000 monthly salary, or AED 5,000 at partner companies. Directory salary filtering uses the general AED 15,000 requirement.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial Wio Bank sources
Compare all UAE bank accounts 路 How we verify fees and model rewards