HSBC E-Saver Account: Fees and Eligibility
Tiered interest up to 2.00% AER
Primary sources reviewed on 2026-10-22. A source review is a dated snapshot; confirm the current quote before opening.
Check HSBC鈥檚 official account termsSalary, balance and account fees
Published minimum salaryNot established
Balance to avoid feeNo minimum
Monthly fall-below feeAED 0
Annual interest/profit headline2% p.a.
A blank amount means unverified, not free. Package conditions may alter fees.
Maximum rate requires AED 5 million or more; not the rate on a typical small balance.
Opening the account and sending money
UAE resident identity and bank approval requirements apply.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Not independently established
- Free international transfers per month
- Not established
Online/mobile banking is available; UAE PASS account opening not independently confirmed.
Free-transfer count not established; exchange rates and intermediary fees may apply.
Important conditions and exclusions
- From 1 May 2026, AED daily-balance tiers range from 0.20% below AED 100,000 to 2.00% from AED 5 million.
- Over 18, UAE national or resident; new customers must provide identity, residency and address/employment documents.
- No minimum balance or monthly E-Saver account fee; transaction and other relationship charges can still apply.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial HSBC sources
Compare all UAE bank accounts 路 How we verify fees and model rewards