ruya Current Account: Fees and Eligibility
No minimum salary, deposit or balance
Primary sources reviewed on 2026-10-22. A source review is a dated snapshot; confirm the current quote before opening.
Check ruya鈥檚 official account termsSalary, balance and account fees
Published minimum salaryNo minimum
Balance to avoid feeNo minimum
Monthly fall-below feeAED 0
Annual interest/profit headline0% p.a.
A blank amount means unverified, not free. Package conditions may alter fees.
Opening the account and sending money
UAE resident identity and bank approval requirements apply.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Verified in official source
- Free international transfers per month
- Not established
Official product requires active UAE PASS and valid Emirates ID; approval checks still apply.
Free-transfer count not established; exchange rates and intermediary fees may apply.
Important conditions and exclusions
- UAE resident aged at least 18 with active UAE PASS and valid Emirates ID.
- Qard Hasan current account does not pay profit. No minimum salary, deposit or balance stated.
- Free first debit card/cheque book subject to the bank鈥檚 issuance conditions; other transactions can carry fees.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial ruya sources
Compare all UAE bank accounts 路 How we verify fees and model rewards