Compare UAE Bank Accounts and Salary Offers

Minimum salary: AED 5,000. Minimum balance: Confirm with bank. Conditional monthly fee: Confirm with bank.

First-salary tiers: AED 5,000–9,999 gives AED 100 base + AED 100 early; AED 10,000–19,999 gives AED 350 + AED 250; AED 20,000–49,999 gives AED 1,000 + AED 800; AED 50,000+ gives AED 2,500 + AED 1,500.

For first eligible salary from 1 August 2026, both base and early bonuses are paid in 12 equal monthly instalments. Payments start within 90 days from first salary. Early bonus requires first salary within 90 days of first-ever Mashreq account opening.

Once per lifetime. Previous salary-bonus recipients, Gold/Private customers and bank employees are excluded. Salary must come from a UAE-registered employer through approved salary channels.

First salary locks the tier. Increases cannot increase the bonus; decreases can reduce future instalments. A missing or sub-AED 5,000 salary month forfeits that instalment. Two consecutive missing months during the 12-month period trigger clawback.

Product FAQ still mentions six-month payout and a seven-month window; the newer August 2026 linked PDF governs new qualifiers. Exact credit dates are not guaranteed.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: Confirm with bank. Minimum balance: AED 3,000. Conditional monthly fee: AED 26.25.

September 2026 current-account KFS: UAE resident, age 18+, salaried, self-employed or non-salaried. No specific salary floor established for Personal Current Account (do not use the FAB One salary rule).

Minimum DAILY balance AED 3,000 or equivalent per currency; AED 26.25 monthly fee if breached.

Credit balance earns 0% interest; no verified cash salary-transfer bonus included.

Official product supports instant opening through FAB Mobile. Free first cheque book and eligible debit-card benefits subject to issuer/network conditions.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: AED 15,000. Minimum balance: AED 0. Conditional monthly fee: AED 0.

Salary plan is free with salary transfer; other plan fees differ.

Savings rates are variable. No cash welcome bonus assumed.

Salary plan requires AED 15,000 monthly salary, or AED 5,000 at partner companies. Directory salary filtering uses the general AED 15,000 requirement.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: Confirm with bank. Minimum balance: AED 3,000. Conditional monthly fee: AED 26.25.

Available exclusively to employees of selected companies; confirm employer eligibility.

Official product publishes 0.10% p.a., calculated daily and credited monthly. No cash salary bonus is verified.

Maintenance fees depend on banking package and salary/savings variant. AED 3,000 / AED 26.25 is a generic non-salary/basic schedule, not a universal fee for every eligible employee. Regular qualifying salary-transfer packages waive maintenance fees.

Official product supports digital account opening. General online opening requirements mention AED 5,000 salary, but a distinct product-specific floor for selected-employer Special Current eligibility was not independently established.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: Confirm with bank. Minimum balance: AED 3,000. Conditional monthly fee: AED 25.

Prize draws are chance based and excluded from guaranteed value. AED 5,000 monthly average balance required; each additional AED 1,000 creates an extra entry.

AED 25 monthly standalone fall-below fee if monthly average is under AED 3,000, per the September 2026 VAT-inclusive schedule. Do not add another 5%. Relationship pricing applies otherwise.

Profit is declared and paid quarterly; no current numeric profit rate is assumed. Additional account can be opened in ADCB app/internet banking or through bank channels.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: AED 10,000. Minimum balance: AED 0. Conditional monthly fee: AED 0.

6.25% p.a. with AED 10,000+ salary transfer; alternatively 5% with AED 50,000 monthly average NEO PLUS Saver balance when salary does not qualify.

Interest-earning balance is capped at AED 500,000; excess earns zero. More than two debit transactions in a month forfeits all interest that month.

Variable rate; interest credited monthly. Salary rate ends after two consecutive missing salary months; the 5% alternative still requires AED 50,000 average balance.

No NEO PLUS Saver monthly or fall-below fee. Underlying NEO current/savings account fees are separate. Active NEO account required; Gold/Private customers excluded.

Promotion expiry: Not stated; confirm availability with bank.

Minimum salary: AED 15,000. Minimum balance: Confirm with bank. Conditional monthly fee: Confirm with bank.

6% is annualised; it is not a 6% return in one month.

Minimum monthly spend AED 5,000; rate and renewal conditions may change.

Salary plan requires AED 15,000 monthly salary, or AED 5,000 at partner companies. Directory salary filtering uses the general AED 15,000 requirement.

Promotion expiry: Not stated; confirm availability with bank.