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HSBC Personal Banking Account: Fees and Eligibility

Everyday banking with AED 3,000 balance route

Primary sources reviewed on 2026-10-22. A source review is a dated snapshot; confirm the current quote before opening.

Check HSBC鈥檚 official account terms

Salary, balance and account fees

Published minimum salaryNot established
Balance to avoid feeAED 3,000
Monthly fall-below feeNot established
Annual interest/profit headlineNot established

A blank amount means unverified, not free. Package conditions may alter fees.

Opening the account and sending money

UAE resident or residency in progress; bank must accept your documents.

Digital account/access option
Published digital option
UAE PASS account opening
Not independently established
Free international transfers per month
Not established

Online/mobile banking is available; UAE PASS account opening not independently confirmed.

Free-transfer count not established; exchange rates and intermediary fees may apply.

Important conditions and exclusions

  • Available to UAE residents or customers with residency in progress, subject to documents and approval.
  • AED account requires AED 3,000 monthly average balance to avoid service fees; other-currency minimums differ.
  • The UAE offering is Personal Banking plus eligible Global Money access; no overseas Everyday Global Account terms are imported.

Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.

Compare salary-transfer bonuses and plan commitment dates

Official HSBC sources

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