Liv by Emirates NBD Primary Account: Fees and Eligibility
Digital account with several maintenance-fee waivers
Primary sources reviewed on 2026-10-22. A source review is a dated snapshot; confirm the current quote before opening.
Check Liv by Emirates NBD鈥檚 official account termsSalary, balance and account fees
Published minimum salaryNot established
Balance to avoid feeAED 3,000
Monthly fall-below feeAED 26.25
Annual interest/profit headlineNot established
A blank amount means unverified, not free. Package conditions may alter fees.
Opening the account and sending money
UAE resident identity and bank approval requirements apply.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Not independently established
- Free international transfers per month
- Not established
Online/mobile banking is available; UAE PASS account opening not independently confirmed.
Free-transfer count not established; exchange rates and intermediary fees may apply.
Important conditions and exclusions
- Maintenance is waived with AED 5,000+ monthly salary, AED 2,500 debit-card monthly spend, active Liv credit card, or AED 3,000 average balance across primary and goal accounts; eligible students up to 23 also have a waiver.
- If no waiver applies, AED 25 plus 5% VAT = AED 26.25/month. Salary threshold is a fee waiver, not a universal opening floor.
- International transfer fees vary by corridor; no free transfer count is assumed for the base Primary Account.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial Liv by Emirates NBD sources
Compare all UAE bank accounts 路 How we verify fees and model rewards