Emirates NBD Special Current Account: Fees and Eligibility
0.10% p.a. on account balances
Primary sources reviewed on 2026-10-18. A source review is a dated snapshot; confirm the current quote before opening.
Check Emirates NBD鈥檚 official account termsSalary, balance and account fees
Published minimum salaryNot established
Balance to avoid feeAED 3,000
Monthly fall-below feeAED 26.25
Annual interest/profit headline0.1% p.a.
Shown fee is conditional; relationship or salary waivers may apply.
Opening the account and sending money
Bank approval and current identity documents required.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Verified in official source
- Free international transfers per month
- Not established
Official digital application supports UAE PASS, with AED 5,000 general salary requirement; selected-employer product eligibility remains separate.
Free-transfer count not established; check bank and correspondent charges.
Important conditions and exclusions
- Available exclusively to employees of selected companies; confirm employer eligibility.
- Official product publishes 0.10% p.a., calculated daily and credited monthly. No cash salary bonus is verified.
- Maintenance fees depend on banking package and salary/savings variant. AED 3,000 / AED 26.25 is a generic non-salary/basic schedule, not a universal fee for every eligible employee. Regular qualifying salary-transfer packages waive maintenance fees.
- Official product supports digital account opening. General online opening requirements mention AED 5,000 salary, but a distinct product-specific floor for selected-employer Special Current eligibility was not independently established.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial Emirates NBD sources
Compare all UAE bank accounts 路 How we verify fees and model rewards