ADIB Current Account: Fees and Eligibility
Qard current account; salary prizes are not cash guarantees
Primary sources reviewed on 2026-10-22. A source review is a dated snapshot; confirm the current quote before opening.
Check ADIB鈥檚 official account termsSalary, balance and account fees
Published minimum salaryAED 5,000
Balance to avoid feeNot established
Monthly fall-below feeNot established
Annual interest/profit headline0% p.a.
A blank amount means unverified, not free. Package conditions may alter fees.
Opening the account and sending money
UAE resident identity and bank approval requirements apply.
- Digital account/access option
- Published digital option
- UAE PASS account opening
- Not independently established
- Free international transfers per month
- Not established
Online/mobile banking is available; UAE PASS account opening not independently confirmed.
Free-transfer count not established; exchange rates and intermediary fees may apply.
Important conditions and exclusions
- Product requires self-declared salary of AED 5,000 or more.
- Current account is non-profit-bearing Qard Hasan.
- Salary Bonus program requires at least AED 3,000 salary for prize-draw entry; that draw threshold is not the current-account opening requirement. No prize value is counted.
- Confirm the current minimum-balance threshold, tariff and any salary waiver. Older schedules are not used to assert an ongoing fee or balance requirement.
Rewards from prize draws are excluded from guaranteed value. Unknown fees, exchange spreads and eligibility are not modelled as zero.
Compare salary-transfer bonuses and plan commitment datesOfficial ADIB sources
Compare all UAE bank accounts 路 How we verify fees and model rewards