Finance House Forsa
Finance House Forsa is a UAE credit card with bank-specific benefits. Cash credit facility — not a retail rewards card. Its published minimum monthly salary is AED 12,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.0/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
Explore all Finance House cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 12,000
- Annual fee
- AED 0
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- 1.25%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
UAE nationals only. The current product page lists minimum monthly salary of AED 12,000; the product-specific KFS specifies age 21–70. Debt-consolidation approval and the closure of other cards are subject to Finance House assessment and terms.
Cashback or points earning rules, thresholds and caps
No regular rewards earning schedule verified. Forsa consolidates existing credit-card balances at a conditional borrowing rate.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|
Why this card has no annual AED forecast
Forsa is a debt-consolidation facility with no verified regular rewards programme; it should be assessed by total borrowing cost rather than ranked as a rewards card.
Published earning rates, known fees and bank conditions remain available in this review.
Check Finance House's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Forsa is a debt-consolidation facility with no verified regular rewards programme; it should be assessed by total borrowing cost rather than ranked as a rewards card.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Finance House Forsa Credit Card
Finance House Forsa Credit Card
Dirham Score 3.0/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
UAE nationals only. The current product page lists minimum monthly salary of AED 12,000; the product-specific KFS specifies age 21–70. Debt-consolidation approval and the closure of other cards are subject to Finance House assessment and terms.
View breakdown
Forsa is a debt-consolidation facility with no verified regular rewards programme; it should be assessed by total borrowing cost rather than ranked as a rewards card.
Calculation assumptionsRewards, fees & important conditions
Read the full Finance House Forsa Credit Card review and fee maths
No regular rewards earning schedule verified. Forsa consolidates existing credit-card balances at a conditional borrowing rate.
No cinema benefit verified. · No complimentary lounge entitlement independently verified.
Monthly interest rate: 1.25%. Bank FX charge: Confirm with bank.
Forsa is a debt-consolidation facility with no verified regular rewards programme; it should be assessed by total borrowing cost rather than ranked as a rewards card.
Forsa is a personal debt-consolidation card for UAE nationals, rather than a general rewards card. The product page advertises consolidation of up to AED 250,000 in existing card balances. Principal annual and registration fees are free.
The February 2026 KFS lists 1.25% monthly interest on a reducing balance. The rate rises to 2% monthly when payments are 60 days past due or the customer fails to close the consolidated other-bank cards within 60 days. The offered rate and repayment plan must be confirmed before applying.
The customer selects a monthly minimum repayment rate of 2%, 3%, 4% or 5%, subject to approved terms. A low minimum payment extends repayment and does not represent an interest-free plan.
No regular cashback programme, lounge entitlement or product-specific foreign-currency fee was verified. General Platinum/CartNet fees and lifestyle benefits are not assumed for Forsa.
The official FH Money product tile shows the actual Forsa Mastercard design. It is promotional artwork, so the chain graphic remains visible rather than being replaced with a reconstructed card.
Official bank source · checked 2026-10-24Official Forsa product page: salary, nationality and consolidation limit
Current Forsa KFS: fees, interest, age and conditional rate
Official FH Money catalogue and Forsa product artwork
Authentic Finance House promotional product tile showing the Forsa Mastercard face with a chain motif. The issuer does not provide an isolated current packshot on the reviewed product page; the full official tile is preserved without inventing or reconstructing the face. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary lounge entitlement independently verified.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Forsa is a personal debt-consolidation card for UAE nationals, rather than a general rewards card. The product page advertises consolidation of up to AED 250,000 in existing card balances. Principal annual and registration fees are free.
- The February 2026 KFS lists 1.25% monthly interest on a reducing balance. The rate rises to 2% monthly when payments are 60 days past due or the customer fails to close the consolidated other-bank cards within 60 days. The offered rate and repayment plan must be confirmed before applying.
- The customer selects a monthly minimum repayment rate of 2%, 3%, 4% or 5%, subject to approved terms. A low minimum payment extends repayment and does not represent an interest-free plan.
- No regular cashback programme, lounge entitlement or product-specific foreign-currency fee was verified. General Platinum/CartNet fees and lifestyle benefits are not assumed for Forsa.
- The official FH Money product tile shows the actual Forsa Mastercard design. It is promotional artwork, so the chain graphic remains visible rather than being replaced with a reconstructed card.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic · minimum salary AED 12,000
Compare Finance House Forsa Credit Card with Emirates Islamic Cashback Plus Credit CardHSBC Live+ Credit Card
HSBC · minimum salary AED 12,500
Compare Finance House Forsa Credit Card with HSBC Live+ Credit CardConsumer Cashback Platinum Card
DIB · minimum salary AED 15,000
Compare Finance House Forsa Credit Card with Consumer Cashback Platinum CardFinance House Forsa FAQs
What salary do you need for Finance House Forsa?
The published minimum monthly salary is AED 12,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for Finance House Forsa?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Finance House Forsa Credit Card official product terms
- Finance House: Official Forsa product page: salary, nationality and consolidation limit
- Finance House: Current Forsa KFS: fees, interest, age and conditional rate
- Finance House: Official FH Money catalogue and Forsa product artwork
- Finance House Forsa Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.