CBD Super Saver Signature vs Mashreq Platinum Elite
CBD Super Saver Signature: Cashback with eligible groceries spending. Mashreq Platinum Elite: Mashreq Vantage under the published conditions. Start with eligibility, reward use and total recurring cost.
Same AED 10,000 monthly budget, paid in full. Net value is eligible rewards plus qualifying welcome offers, less modelled card, joining and plan fees. FX charges, borrowing costs and unpriced perks are excluded.
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
A higher estimate does not establish eligibility. Restricted points and miles need a redemption you can use. Benchmark calculated 2026-10-25; product terms retain the review dates below. Negative values show fees exceeding modelled rewards.
Conditional welcome and campaign value included: AED 0. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Tiered eligible-category estimate: monthly spend selects the 3%, 5% or 10% rate and published category caps. Merchant classification, channel exclusions and future-year fee conditions still apply. Only separately identified telecom is included where eligible.
Mashreq Platinum Elite assumptions
Conditional welcome and campaign value included: Not estimated. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
A lighter budget can miss a spending gate; a bill-heavy budget can earn reduced rates. These examples use the same rules as the personal selector.
Compare three example budgets
Light everyday · AED 3,000/month
CBD Super Saver SignatureOngoing net / year: AED 228
Mashreq Platinum EliteOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Super Saver SignatureOngoing net / year: AED 2,880
Mashreq Platinum EliteOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Super Saver SignatureOngoing net / year: AED 780
Mashreq Platinum EliteOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
Check approval criteria, payment-channel exclusions, fee waivers and the benefits you plan to use. Product-source dates are shown separately; this comparison is not bank approval.
CBD Super Saver Signature: benefit conditions and official sources
Perks and exclusions
Lounges: Visa Airport Companion: up to eight complimentary lounge visits per calendar year; verify activation and qualifying international-spend rules.
Cinema: No current offer verified.
B.E.S.T cashback: AED 3,000–9,999.99 total monthly spend earns 3%, capped at AED 75 per category/AED 300 total; AED 10,000–19,999.99 earns 5%, capped at AED 100 per category/AED 400 total; AED 20,000+ earns 10%, capped at AED 150 per category/AED 600 total. Below AED 3,000 earns zero.
B.E.S.T is eligible water/electricity bills, school/college/university education, supermarkets and transport/fuel. Chiller, LPG, drinking-water supplies, driving classes and school uniforms/transport are excluded examples. Merchant classification and non-qualifying transactions still apply.
Annual fee AED 420 including VAT; first year free. Confirm the current annual-spend target for subsequent fee waiver before relying on it.
Linked February 2025 SOC lists finance 3.85% monthly. Its 2.99% foreign-fee row has contradictory wording on network inclusion and VAT; bank-only FX value is left unconfirmed to avoid double-counting scheme fees.
The product advertises up to AED 1,000 digital-wallet welcome bonus for applications by 5 November 2026. Full spend/crediting conditions were not retrieved; excluded from modelling.
Mashreq Platinum Elite: benefit conditions and official sources
Perks and exclusions
Lounges: Eight complimentary visits a year, with a maximum of two per billing month; cardholder and one guest. AED 7,000 spending in the previous billing cycle is required.
Cinema: Four half-price cinema tickets a billing month are advertised, subject to AED 7,000 spending in the previous billing cycle and current cinema terms.
The annual primary card fee is AED 650 plus 5% VAT, or AED 682.50. No first-year fee waiver has been established. The published minimum monthly income is AED 7,000.
Earn 5 Mashreq Vantage points per AED 1 internationally, 3 Points on dining and supermarkets, 1 Point on other local retail and 0.5 Points on selected categories. Bank-channel bill payments do not earn points. Restricted currency and merchant rules apply.
Perks require AED 7,000 spending in the previous billing cycle: up to eight airport lounge visits a year with a maximum of two per billing month, four half-price cinema tickets per billing month, and eight Fitness First visits per cycle.
Airport transfers are limited to three a calendar year and one a month, subject to the prior-cycle spending condition. Welcome rewards are excluded until current qualification conditions are verified.
