Mashreq Platinum Elite
Mashreq Platinum Elite is a UAE credit card with Mashreq Vantage rewards. Its published minimum monthly salary is AED 7,000. The listed annual fee is AED 682.5. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.3/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
Explore all Mashreq cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 7,000
- Annual fee
- AED 682.5
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- up to 3.85%
- Reward programme
- Mashreq Vantage
- Salary transfer required
- No published requirement
Bank approval, employer criteria and any account requirements apply. Confirm whether salary transfer is required.
Cashback or points earning rules, thresholds and caps
Eligible international retail: 5 Vantage points per AED 1; Dining and supermarkets: 3 Vantage points per AED 1; Other local and selected retail: 1 Point on other local retail; 0.5 Point on selected categories
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Eligible international retail | 5 Vantage points per AED 1 | Not established | Restricted-currency and merchant rules apply |
| Dining and supermarkets | 3 Vantage points per AED 1 | Not established | Merchant-category rules apply |
| Other local and selected retail | 1 Point on other local retail; 0.5 Point on selected categories | Not established | Selected categories include government, utilities, education, charity, rental, fuel and telecom; bank-channel bill payments excluded |
Why this card has no annual AED forecast
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Published earning rates, known fees and bank conditions remain available in this review.
Check Mashreq's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Mashreq Platinum Elite Credit Card
Mashreq Platinum Elite Credit Card
Dirham Score 3.3/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
Bank approval, employer criteria and any account requirements apply. Confirm whether salary transfer is required.
View breakdown
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Calculation assumptionsRewards, fees & important conditions
Read the full Mashreq Platinum Elite Credit Card review and fee maths
Eligible international retail: 5 Vantage points per AED 1; Dining and supermarkets: 3 Vantage points per AED 1; Other local and selected retail: 1 Point on other local retail; 0.5 Point on selected categories
Four half-price cinema tickets a billing month are advertised, subject to AED 7,000 spending in the previous billing cycle and current cinema terms. · Eight complimentary visits a year, with a maximum of two per billing month; cardholder and one guest. AED 7,000 spending in the previous billing cycle is required.
Monthly interest rate: up to 3.85%. Bank FX charge: Confirm with bank.
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
The annual primary card fee is AED 650 plus 5% VAT, or AED 682.50. No first-year fee waiver has been established. The published minimum monthly income is AED 7,000.
Earn 5 Mashreq Vantage points per AED 1 internationally, 3 Points on dining and supermarkets, 1 Point on other local retail and 0.5 Points on selected categories. Bank-channel bill payments do not earn points. Restricted currency and merchant rules apply.
Perks require AED 7,000 spending in the previous billing cycle: up to eight airport lounge visits a year with a maximum of two per billing month, four half-price cinema tickets per billing month, and eight Fitness First visits per cycle.
Airport transfers are limited to three a calendar year and one a month, subject to the prior-cycle spending condition. Welcome rewards are excluded until current qualification conditions are verified.
Official bank source · checked 2026-10-24Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Eight complimentary visits a year, with a maximum of two per billing month; cardholder and one guest. AED 7,000 spending in the previous billing cycle is required.
- Cinema: Four half-price cinema tickets a billing month are advertised, subject to AED 7,000 spending in the previous billing cycle and current cinema terms.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The annual primary card fee is AED 650 plus 5% VAT, or AED 682.50. No first-year fee waiver has been established. The published minimum monthly income is AED 7,000.
- Earn 5 Mashreq Vantage points per AED 1 internationally, 3 Points on dining and supermarkets, 1 Point on other local retail and 0.5 Points on selected categories. Bank-channel bill payments do not earn points. Restricted currency and merchant rules apply.
- Perks require AED 7,000 spending in the previous billing cycle: up to eight airport lounge visits a year with a maximum of two per billing month, four half-price cinema tickets per billing month, and eight Fitness First visits per cycle.
- Airport transfers are limited to three a calendar year and one a month, subject to the prior-cycle spending condition. Welcome rewards are excluded until current qualification conditions are verified.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare Mashreq Platinum Elite Credit Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare Mashreq Platinum Elite Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare Mashreq Platinum Elite Credit Card with CBD Super Saver Visa Signature Credit CardMashreq Platinum Elite FAQs
What salary do you need for Mashreq Platinum Elite?
The published minimum monthly salary is AED 7,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for Mashreq Platinum Elite?
The listed annual fee is AED 682.5. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Mashreq Platinum Elite Credit Card official product terms
- Mashreq: Official product page
- Mashreq: Current card tariff
- Mashreq Platinum Elite Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.