CBD Super Saver Signature: Cashback with eligible groceries spending. Finance House Rabeh: Other rewards under the published conditions. Start with eligibility, reward use and total recurring cost.
Same AED 10,000 monthly budget, paid in full. Net value is eligible rewards plus qualifying welcome offers, less modelled card, joining and plan fees. FX charges, borrowing costs and unpriced perks are excluded.
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
A higher estimate does not establish eligibility. Restricted points and miles need a redemption you can use. Benchmark calculated 2026-10-25; product terms retain the review dates below. Negative values show fees exceeding modelled rewards.
Conditional welcome and campaign value included: AED 0. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Tiered eligible-category estimate: monthly spend selects the 3%, 5% or 10% rate and published category caps. Merchant classification, channel exclusions and future-year fee conditions still apply. Only separately identified telecom is included where eligible.
Finance House Rabeh assumptions
Conditional welcome and campaign value included: Not estimated. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
A lighter budget can miss a spending gate; a bill-heavy budget can earn reduced rates. These examples use the same rules as the personal selector.
Compare three example budgets
Light everyday · AED 3,000/month
CBD Super Saver SignatureOngoing net / year: AED 228
Finance House RabehOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Super Saver SignatureOngoing net / year: AED 2,880
Finance House RabehOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Super Saver SignatureOngoing net / year: AED 780
Finance House RabehOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
Check approval criteria, payment-channel exclusions, fee waivers and the benefits you plan to use. Product-source dates are shown separately; this comparison is not bank approval.
CBD Super Saver Signature: benefit conditions and official sources
Perks and exclusions
Lounges: Visa Airport Companion: up to eight complimentary lounge visits per calendar year; verify activation and qualifying international-spend rules.
Cinema: No current offer verified.
B.E.S.T cashback: AED 3,000–9,999.99 total monthly spend earns 3%, capped at AED 75 per category/AED 300 total; AED 10,000–19,999.99 earns 5%, capped at AED 100 per category/AED 400 total; AED 20,000+ earns 10%, capped at AED 150 per category/AED 600 total. Below AED 3,000 earns zero.
B.E.S.T is eligible water/electricity bills, school/college/university education, supermarkets and transport/fuel. Chiller, LPG, drinking-water supplies, driving classes and school uniforms/transport are excluded examples. Merchant classification and non-qualifying transactions still apply.
Annual fee AED 420 including VAT; first year free. Confirm the current annual-spend target for subsequent fee waiver before relying on it.
Linked February 2025 SOC lists finance 3.85% monthly. Its 2.99% foreign-fee row has contradictory wording on network inclusion and VAT; bank-only FX value is left unconfirmed to avoid double-counting scheme fees.
The product advertises up to AED 1,000 digital-wallet welcome bonus for applications by 5 November 2026. Full spend/crediting conditions were not retrieved; excluded from modelling.
Finance House Rabeh: benefit conditions and official sources
Perks and exclusions
Lounges: No complimentary lounge entitlement independently verified.
Cinema: No current offer verified.
For UAE nationals. The product-specific KFS requires at least AED 6,000 monthly salary and age 21–60. Principal annual and registration fees are free. Retail and cash interest are 2.49% per month, rising to 3.24% in case of non-payment.
Rabeh rewards are promotional draw entries, not guaranteed cashback or points with a fixed cash value. The current programme runs from 20 January to 31 December 2026 and requires an active eligible card, good standing, an active FH Money app and at least one card transaction in the 30 days before a draw.
The programme awards one base ticket per AED 10 spent, with specified acquisition and transaction multipliers, subject to a 10,000-ticket billing-cycle cap. The advertised prize pool is not included in an annual reward estimate.
The official Sanad page states that Sanad has been rebranded to Rabeh. Sanad is therefore not counted as a separate current new-application product.
The 2.85% foreign-currency charge is before VAT, equivalent to 2.9925% including VAT. Credit-shield and borrowing-facility charges are separate from rewards.
