Finance House Rabeh
Finance House Rabeh is a UAE credit card with bank-specific benefits. Its published minimum monthly salary is AED 6,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.9/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.9925%; scheme charges may apply
Explore all Finance House cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 6,000
- Annual fee
- AED 0
- Bank FX charge
- 2.9925%; scheme fees may apply
- Monthly interest rate
- 2.49%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
UAE nationals only; minimum monthly salary AED 6,000 and age 21–60 per Rabeh KFS. Finance House credit assessment and documentation apply.
Cashback or points earning rules, thresholds and caps
Promotional draw entries: one base ticket per AED 10 spending, with stated multipliers and a 10,000-ticket billing-cycle cap. No guaranteed cash return.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Qualifying retail spending | 1 draw ticket per AED 10 | 10,000 tickets per billing cycle across qualifying activity | Current promotion 20 January–31 December 2026; active FH Money app, good standing and recent card use required |
| International spending | Base tickets plus 0.5× additional tickets | Shared billing-cycle cap | Draw entries only, with no guaranteed redemption value |
| New-card activity | 1,000 bonus draw tickets after AED 5,000 spending in first 30 days | One-time acquisition award; programme conditions apply | A separate first-three-month AED 10,000-spend multiplier is also described in the rules |
Why this card has no annual AED forecast
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Published earning rates, known fees and bank conditions remain available in this review.
Check Finance House's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Finance House Rabeh Credit Card
Finance House Rabeh Credit Card
Dirham Score 2.9/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.9925%; scheme charges may apply
UAE nationals only; minimum monthly salary AED 6,000 and age 21–60 per Rabeh KFS. Finance House credit assessment and documentation apply.
View breakdown
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Calculation assumptionsRewards, fees & important conditions
Read the full Finance House Rabeh Credit Card review and fee maths
Promotional draw entries: one base ticket per AED 10 spending, with stated multipliers and a 10,000-ticket billing-cycle cap. No guaranteed cash return.
No cinema benefit verified. · No complimentary lounge entitlement independently verified.
Monthly interest rate: 2.49%. Bank FX charge: 2.9925%.
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
For UAE nationals. The product-specific KFS requires at least AED 6,000 monthly salary and age 21–60. Principal annual and registration fees are free. Retail and cash interest are 2.49% per month, rising to 3.24% in case of non-payment.
Rabeh rewards are promotional draw entries, not guaranteed cashback or points with a fixed cash value. The current programme runs from 20 January to 31 December 2026 and requires an active eligible card, good standing, an active FH Money app and at least one card transaction in the 30 days before a draw.
The programme awards one base ticket per AED 10 spent, with specified acquisition and transaction multipliers, subject to a 10,000-ticket billing-cycle cap. The advertised prize pool is not included in an annual reward estimate.
The official Sanad page states that Sanad has been rebranded to Rabeh. Sanad is therefore not counted as a separate current new-application product.
The 2.85% foreign-currency charge is before VAT, equivalent to 2.9925% including VAT. Credit-shield and borrowing-facility charges are separate from rewards.
Official bank source · checked 2026-10-24Current promotional draw rules
Sanad page: rebranded to Rabeh
Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary lounge entitlement independently verified.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- For UAE nationals. The product-specific KFS requires at least AED 6,000 monthly salary and age 21–60. Principal annual and registration fees are free. Retail and cash interest are 2.49% per month, rising to 3.24% in case of non-payment.
- Rabeh rewards are promotional draw entries, not guaranteed cashback or points with a fixed cash value. The current programme runs from 20 January to 31 December 2026 and requires an active eligible card, good standing, an active FH Money app and at least one card transaction in the 30 days before a draw.
- The programme awards one base ticket per AED 10 spent, with specified acquisition and transaction multipliers, subject to a 10,000-ticket billing-cycle cap. The advertised prize pool is not included in an annual reward estimate.
- The official Sanad page states that Sanad has been rebranded to Rabeh. Sanad is therefore not counted as a separate current new-application product.
- The 2.85% foreign-currency charge is before VAT, equivalent to 2.9925% including VAT. Credit-shield and borrowing-facility charges are separate from rewards.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
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ADCB · minimum salary AED 5,000
Compare Finance House Rabeh Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare Finance House Rabeh Credit Card with CBD Super Saver Visa Signature Credit CardFinance House Rabeh FAQs
What salary do you need for Finance House Rabeh?
The published minimum monthly salary is AED 6,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for Finance House Rabeh?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Finance House Rabeh Credit Card official product terms
- Finance House: Official product page
- Finance House: Rabeh product-specific KFS
- Finance House: Current promotional draw rules
- Finance House: Sanad page: rebranded to Rabeh
- Finance House Rabeh Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.