INB Invest Bank Mastercard World Credit Card
Dirham Score 2.5/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.15%; scheme charges may apply
AED 1,575 including VAT from year one; bank headline/tariff quoteAED 1,500 before VAT. No first-year waiver established.
Salary transfer may be required; confirm with the bankAge 21+, UAE national or resident expatriate, minimum monthly salary AED25,000. Self-employed applicants must provide income statements. KFS also states minimum AECB score 400, active employment and verified income; salary transfer/life insurance may be required by underwriting.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full INB Invest Bank Mastercard World Credit Card review and fee maths
Up to AED 18,000 annual cashback advertised; a complete current reward schedule is not established.
No cinema benefit verified. · Current World product page advertises unlimited complimentary access to1,000+ lounges in450+ cities across135+ countries via DragonPass. Confirm current activation, guest and qualifying-spend rules.
Monthly interest rate: 3.49%. Bank FX charge: 3.15%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
The bank’s current website is inb.ae. Its legacy investbank.ae product links redirect to the modern homepage; the reviewed current product pages offer applications.
The fee schedule adds 5% VAT. Standard retail interest is 3.49% per month (41.88% nominal annual); cash interest is 3.99% per month (47.88% nominal annual). The 3% foreign-exchange commission is 3.15% including VAT, with any separate scheme or exchange-rate effects additional.
The KFS specifies a security cheque equal to 120% of the credit limit and says salary transfer may be required. No separate joining charge is established. Confirm your issued eligibility and repayment terms.
No annual reward forecast is assigned. The product page supplies cashback headlines, but the complete current spending exclusions, qualification gates and category caps are not established. A headline rate is not applied to every spending category.
Official bank source · checked 2026-10-24Current official product page (browser verified)
Authentic bank-rendered artwork shows two overlapping faces of the same card tier on a branded background; no generated or substitute image. Image source
