INB Invest Bank Mastercard Platinum
INB Invest Bank Mastercard Platinum is a UAE credit card with Cashback rewards. Salary transfer may be required; confirm with the bank. Its published minimum monthly salary is AED 5,000. The listed annual fee is AED 525 before the conditional first-year waiver. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.4/570% data coverage · editorial methodHow this score works
- + Published first-year fee waiver
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.15%; scheme charges may apply
Explore all Invest Bank cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 5,000
- Annual fee
- AED 525
- Bank FX charge
- 3.15%; scheme fees may apply
- Monthly interest rate
- 3.49%
- Reward programme
- Cashback
- Salary transfer required
- No published requirement
First-year membership fee waived; AED 525 including VAT from year two (tariff AED 500 before VAT). No recurring waiver established.
Salary transfer may be required; confirm with the bankAge 21+, UAE national or resident expatriate, minimum monthly salary AED 5,000. Self-employed applicants must provide income statements. KFS also states minimum AECB score 400, active employment and verified income; salary transfer/life insurance may be required by underwriting.
Cashback or points earning rules, thresholds and caps
3% cashback advertised; detailed eligible transactions and caps must be confirmed.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Card spending | 3% cashback advertised | Up to AED12,000 annually advertised | Headline only; exact reward-eligible purchases, billing-cycle caps, thresholds and exclusions not fully established in the accessible current documents. No annual forecast. |
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check Invest Bank's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for INB Invest Bank Mastercard Platinum Credit Card
INB Invest Bank Mastercard Platinum Credit Card
Dirham Score 2.4/570% data coverage · editorial methodHow this score works
- + Published first-year fee waiver
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.15%; scheme charges may apply
First-year membership fee waived; AED 525 including VAT from year two (tariff AED 500 before VAT). No recurring waiver established.
Salary transfer may be required; confirm with the bankAge 21+, UAE national or resident expatriate, minimum monthly salary AED 5,000. Self-employed applicants must provide income statements. KFS also states minimum AECB score 400, active employment and verified income; salary transfer/life insurance may be required by underwriting.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full INB Invest Bank Mastercard Platinum Credit Card review and fee maths
3% cashback advertised; detailed eligible transactions and caps must be confirmed.
No cinema benefit verified. · No independently verified Platinum lounge entitlement. The current Platinum page repeats a paragraph explicitly referring to World Mastercard; this is not used as proof for Platinum.
Monthly interest rate: 3.49%. Bank FX charge: 3.15%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
The bank’s current website is inb.ae. Its legacy investbank.ae product links redirect to the modern homepage; the reviewed current product pages offer applications.
The fee schedule adds 5% VAT. Standard retail interest is 3.49% per month (41.88% nominal annual); cash interest is 3.99% per month (47.88% nominal annual). The 3% foreign-exchange commission is 3.15% including VAT, with any separate scheme or exchange-rate effects additional.
The KFS specifies a security cheque equal to 120% of the credit limit and says salary transfer may be required. No separate joining charge is established. Confirm your issued eligibility and repayment terms.
No annual reward forecast is assigned. The product page supplies cashback headlines, but the complete current spending exclusions, qualification gates and category caps are not established. A headline rate is not applied to every spending category.
Official bank source · checked 2026-10-24Current official product page (browser verified)
Authentic bank-rendered artwork shows two overlapping faces of the same card tier on a branded background; no generated or substitute image. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No independently verified Platinum lounge entitlement. The current Platinum page repeats a paragraph explicitly referring to World Mastercard; this is not used as proof for Platinum.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The bank’s current website is inb.ae. Its legacy investbank.ae product links redirect to the modern homepage; the reviewed current product pages offer applications.
- The fee schedule adds 5% VAT. Standard retail interest is 3.49% per month (41.88% nominal annual); cash interest is 3.99% per month (47.88% nominal annual). The 3% foreign-exchange commission is 3.15% including VAT, with any separate scheme or exchange-rate effects additional.
- The KFS specifies a security cheque equal to 120% of the credit limit and says salary transfer may be required. No separate joining charge is established. Confirm your issued eligibility and repayment terms.
- No annual reward forecast is assigned. The product page supplies cashback headlines, but the complete current spending exclusions, qualification gates and category caps are not established. A headline rate is not applied to every spending category.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
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ADCB · minimum salary AED 5,000
Compare INB Invest Bank Mastercard Platinum Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare INB Invest Bank Mastercard Platinum Credit Card with CBD Super Saver Visa Signature Credit CardINB Invest Bank Mastercard Platinum FAQs
What salary do you need for INB Invest Bank Mastercard Platinum?
The published minimum monthly salary is AED 5,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for INB Invest Bank Mastercard Platinum?
The listed annual fee is AED 525. First-year membership fee waived; AED 525 including VAT from year two (tariff AED 500 before VAT). No recurring waiver established.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- INB Invest Bank Mastercard Platinum Credit Card official product terms
- Invest Bank: Current official product page (browser verified)
- Invest Bank: Current linked KFS
- Invest Bank: Current linked retail tariff
- Invest Bank: Current linked card terms
- Invest Bank: Current linked disclosure
- INB Invest Bank Mastercard Platinum Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.