INB Invest Bank World
INB Invest Bank World is a UAE credit card with Cashback rewards. Salary transfer may be required; confirm with the bank. Its published minimum monthly salary is AED 25,000. The listed annual fee is AED 1,575. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.5/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.15%; scheme charges may apply
Explore all Invest Bank cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 25,000
- Annual fee
- AED 1,575
- Bank FX charge
- 3.15%; scheme fees may apply
- Monthly interest rate
- 3.49%
- Reward programme
- Cashback
- Salary transfer required
- No published requirement
AED 1,575 including VAT from year one; bank headline/tariff quoteAED 1,500 before VAT. No first-year waiver established.
Salary transfer may be required; confirm with the bankAge 21+, UAE national or resident expatriate, minimum monthly salary AED25,000. Self-employed applicants must provide income statements. KFS also states minimum AECB score 400, active employment and verified income; salary transfer/life insurance may be required by underwriting.
Cashback or points earning rules, thresholds and caps
Up to AED 18,000 annual cashback advertised; a complete current reward schedule is not established.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Card spending | Up to AED18,000 annual cashback advertised | Up to AED18,000 annually advertised | Headline only; exact reward-eligible purchases, billing-cycle caps, thresholds and exclusions not fully established in the accessible current documents. No annual forecast. |
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check Invest Bank's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for INB Invest Bank Mastercard World Credit Card
INB Invest Bank Mastercard World Credit Card
Dirham Score 2.5/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.15%; scheme charges may apply
AED 1,575 including VAT from year one; bank headline/tariff quoteAED 1,500 before VAT. No first-year waiver established.
Salary transfer may be required; confirm with the bankAge 21+, UAE national or resident expatriate, minimum monthly salary AED25,000. Self-employed applicants must provide income statements. KFS also states minimum AECB score 400, active employment and verified income; salary transfer/life insurance may be required by underwriting.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full INB Invest Bank Mastercard World Credit Card review and fee maths
Up to AED 18,000 annual cashback advertised; a complete current reward schedule is not established.
No cinema benefit verified. · Current World product page advertises unlimited complimentary access to1,000+ lounges in450+ cities across135+ countries via DragonPass. Confirm current activation, guest and qualifying-spend rules.
Monthly interest rate: 3.49%. Bank FX charge: 3.15%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
The bank’s current website is inb.ae. Its legacy investbank.ae product links redirect to the modern homepage; the reviewed current product pages offer applications.
The fee schedule adds 5% VAT. Standard retail interest is 3.49% per month (41.88% nominal annual); cash interest is 3.99% per month (47.88% nominal annual). The 3% foreign-exchange commission is 3.15% including VAT, with any separate scheme or exchange-rate effects additional.
The KFS specifies a security cheque equal to 120% of the credit limit and says salary transfer may be required. No separate joining charge is established. Confirm your issued eligibility and repayment terms.
No annual reward forecast is assigned. The product page supplies cashback headlines, but the complete current spending exclusions, qualification gates and category caps are not established. A headline rate is not applied to every spending category.
Official bank source · checked 2026-10-24Current official product page (browser verified)
Authentic bank-rendered artwork shows two overlapping faces of the same card tier on a branded background; no generated or substitute image. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Current World product page advertises unlimited complimentary access to1,000+ lounges in450+ cities across135+ countries via DragonPass. Confirm current activation, guest and qualifying-spend rules.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The bank’s current website is inb.ae. Its legacy investbank.ae product links redirect to the modern homepage; the reviewed current product pages offer applications.
- The fee schedule adds 5% VAT. Standard retail interest is 3.49% per month (41.88% nominal annual); cash interest is 3.99% per month (47.88% nominal annual). The 3% foreign-exchange commission is 3.15% including VAT, with any separate scheme or exchange-rate effects additional.
- The KFS specifies a security cheque equal to 120% of the credit limit and says salary transfer may be required. No separate joining charge is established. Confirm your issued eligibility and repayment terms.
- No annual reward forecast is assigned. The product page supplies cashback headlines, but the complete current spending exclusions, qualification gates and category caps are not established. A headline rate is not applied to every spending category.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Premier Credit Card
HSBC · minimum salary AED 40,000
Compare INB Invest Bank Mastercard World Credit Card with Premier Credit CardSolitaire Credit Card
Mashreq · minimum salary AED 25,000
Compare INB Invest Bank Mastercard World Credit Card with Solitaire Credit CardCash+ Credit Card
HSBC · minimum salary AED 30,000
Compare INB Invest Bank Mastercard World Credit Card with Cash+ Credit CardINB Invest Bank World FAQs
What salary do you need for INB Invest Bank World?
The published minimum monthly salary is AED 25,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for INB Invest Bank World?
The listed annual fee is AED 1,575. AED 1,575 including VAT from year one; bank headline/tariff quoteAED 1,500 before VAT. No first-year waiver established.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- INB Invest Bank Mastercard World Credit Card official product terms
- Invest Bank: Current official product page (browser verified)
- Invest Bank: Current linked KFS
- Invest Bank: Current linked retail tariff
- Invest Bank: Current linked card terms
- Invest Bank: Current linked disclosure
- INB Invest Bank Mastercard World Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.