ULTRACASH Mastercard Touch Card
Dirham Score 2.9/5100% data coverage · editorial methodHow this score works
- + Cashback rewards
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward estimate has stated exclusions
- − Perk activation and qualifying conditions apply
Standard expat315/national525VAT included; no unconditional waiver verified.
View breakdown
Regular welcome+ AED 0
Promotional booster+ AED 0
Annual rewards+ AED 1,200
Fee waiver+ AED 0
Joining-fee refund+ AED 0
Annual fee− AED 315
Actual modelled netAED 885
Conservative base-only estimate: the two optional accelerated categories are not included. UAE nationals receive 10% on fuel for the first three months, then 5%; that temporary rate is excluded.
Calculation assumptionsRewards, fees & important conditions
Read the full ULTRACASH Mastercard Touch Card review and fee maths
Choose two categories: fuel 5% capped at AED 400, school fees 5% capped at AED 200, supermarkets 5% capped at AED 100, or online shopping 5% capped at AED 100 per statement. Other eligible retail earns 1%.
No cinema benefit verified. · Not established from product page.
Monthly profit rate: 3.5%. Bank FX charge: Confirm with bank.
Conservative base-only estimate: the two optional accelerated categories are not included. UAE nationals receive 10% on fuel for the first three months, then 5%; that temporary rate is excluded.
Annual fee is AED 300 plus VAT (AED 315) for expatriates, or AED 500 plus VAT (AED 525) for UAE nationals. The forecast uses the expatriate fee.
The welcome cash offer requires payment of the annual fee and one retail transaction within 30 days. Its nationality-specific amount is excluded from this base-only forecast.
The current product page does not substantiate a blanket first-year-free claim.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
