LIFE Platinum Cashback Credit Card: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 3.4/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
Explore all Ajman Bank cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Merchant-specific and snacks MCC rules require dedicated inputs; never apply10% to all online shopping. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 10,000
- Annual fee
- AED 0
- Bank FX charge
- Confirm with bank
- Monthly profit rate
- 3.8%
- Reward programme
- Cashback
- Salary transfer required
- No published requirement
Free for life.
Cashback or points earning rules, thresholds and caps
Merchant-specific10% at Amazon/noon/Careem; dining5%;50% snacks; 1% other (AED50cap).
Minimum earning gate: AED 3,000. Accelerated-rate spending gate: See published category rules. Monthly reward cap: AED 200. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
Merchant-specific and snacks MCC rules require dedicated inputs; never apply10% to all online shopping.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
LIFE Platinum Cashback Credit Card
Dirham Score 3.4/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
Free for life.
View breakdown
Merchant-specific and snacks MCC rules require dedicated inputs; never apply10% to all online shopping.
Calculation assumptionsRewards, fees & important conditions
Read the full LIFE Platinum Cashback Credit Card review and fee maths
Merchant-specific10% at Amazon/noon/Careem; dining5%;50% snacks; 1% other (AED50cap).
No cinema benefit verified. · Platinum page mentions25+ regional lounges. World tier travel rules to be confirmed.
Monthly profit rate: 3.8%. Bank FX charge: Confirm with bank.
Merchant-specific and snacks MCC rules require dedicated inputs; never apply10% to all online shopping.
Official product page salary criterion AED10,000.
Platinum monthly caps: merchant50/dining50/snacks50/other50; World merchant100/dining100/foreign100/snacks100; World other retail1% beyond these caps.
Source image is the exact official LIFE two-card/banner artwork; needs honest cropping or keep combined pair.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Platinum page mentions25+ regional lounges. World tier travel rules to be confirmed.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Official product page salary criterion AED10,000.
- Platinum monthly caps: merchant50/dining50/snacks50/other50; World merchant100/dining100/foreign100/snacks100; World other retail1% beyond these caps.
- Source image is the exact official LIFE two-card/banner artwork; needs honest cropping or keep combined pair.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare LIFE Platinum Cashback Credit Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare LIFE Platinum Cashback Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare LIFE Platinum Cashback Credit Card with CBD Super Saver Visa Signature Credit CardOfficial bank sources and application information
- LIFE Platinum Cashback Credit Card official product terms
- Ajman Bank: Official product page
- Ajman Bank: Official bank terms, tariff or rewards information
- Ajman Bank: Official bank terms, tariff or rewards information
- LIFE Platinum Cashback Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.