BRight Titanium: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 2.3/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Official product sources linked
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Explore all Ajman Bank cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
The advertised maximum BRight points rate is not a universal rate. No verified fixed AED redemption value; exclude from net-value ranking. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 0
- Bank FX charge
- 2.1%; scheme fees may apply
- Monthly profit rate
- 3.5%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Free for life.
Cashback or points earning rules, thresholds and caps
Up to 1 BRight rewards per AED 10. Redemption includes travel, hotels and vouchers; no fixed AED conversion verified.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
The advertised maximum BRight points rate is not a universal rate. No verified fixed AED redemption value; exclude from net-value ranking.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
BRight Titanium
Dirham Score 2.3/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Official product sources linked
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Free for life.
View breakdown
The advertised maximum BRight points rate is not a universal rate. No verified fixed AED redemption value; exclude from net-value ranking.
Calculation assumptionsRewards, fees & important conditions
Read the full BRight Titanium review and fee maths
Up to 1 BRight rewards per AED 10. Redemption includes travel, hotels and vouchers; no fixed AED conversion verified.
No cinema benefit verified. · No ordinary lounge entitlement verified.
Monthly profit rate: 3.5%. Bank FX charge: 2.1%.
The advertised maximum BRight points rate is not a universal rate. No verified fixed AED redemption value; exclude from net-value ranking.
All Ajman tariff fees exclusive5%VAT; normalized annual fee includesVAT.
Image is official tier-specific product banner and may require crop; do not replace with another tier.
Published general salary floor not verified for this tier; leave unknown.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No ordinary lounge entitlement verified.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- All Ajman tariff fees exclusive5%VAT; normalized annual fee includesVAT.
- Image is official tier-specific product banner and may require crop; do not replace with another tier.
- Published general salary floor not verified for this tier; leave unknown.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
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Compare BRight Titanium with Cashback Credit CardAmerican Express Gold Credit Card — Moneyback
American Express UAE · minimum salary Confirm with bank
Compare BRight Titanium with American Express Gold Credit Card — MoneybackOfficial bank sources and application information
- BRight Titanium official product terms
- Ajman Bank: Official product page
- Ajman Bank: Official bank terms, tariff or rewards information
- Ajman Bank: Official bank terms, tariff or rewards information
- BRight Titanium official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.