Mashreq Al Islami Emirati Solitaire Credit Card: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 3.3/545% data coverage · editorial methodHow this score works
- + Mashreq Vantage rewards
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Bank FX charge 2.89%; scheme charges may apply
Explore all Mashreq cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Annual fee is not verified. Published benefits are described without presenting an unsupported net reward forecast. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 25,000
- Annual fee
- Confirm with bank
- Bank FX charge
- 2.89%; scheme fees may apply
- Monthly profit rate
- 2.45%
- Reward programme
- Mashreq Vantage
- Salary transfer required
- No published requirement
No ongoing waiver verified.
Cashback or points earning rules, thresholds and caps
Earn 6 Mashreq Vantage points per AED on eligible domestic and international purchases.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
Annual fee is not verified. Published benefits are described without presenting an unsupported net reward forecast.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
Mashreq Al Islami Emirati Solitaire Credit Card
Dirham Score 3.3/545% data coverage · editorial methodHow this score works
- + Mashreq Vantage rewards
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Bank FX charge 2.89%; scheme charges may apply
No ongoing waiver verified.
View breakdown
Annual fee is not verified. Published benefits are described without presenting an unsupported net reward forecast.
Calculation assumptionsRewards, fees & important conditions
Read the full Mashreq Al Islami Emirati Solitaire Credit Card review and fee maths
Earn 6 Mashreq Vantage points per AED on eligible domestic and international purchases.
50% off up to 8 tickets a month at VOX, Reel and Novo. Cinepolis participation ends 31 December 2026. · Up to 12 complimentary visits a year after the required foreign-currency activation;2 visits without activation.
Monthly profit rate: 2.45%. Bank FX charge: 2.89%.
Annual fee is not verified. Published benefits are described without presenting an unsupported net reward forecast.
This is an Emirati banking proposition with a published AED 25,000 monthly income requirement.
Airport transfers and Fitness First access require AED 10,000 spending in the previous billing cycle.
The KFS uses N/A for the annual fee. Confirm its precise meaning before advertising an unconditional zero fee.
Annual fee was not established; it is not assumed to be free.
Official bank source · checked 2026-10-22Official card catalogue artwork
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Up to 12 complimentary visits a year after the required foreign-currency activation;2 visits without activation.
- Cinema: 50% off up to 8 tickets a month at VOX, Reel and Novo. Cinepolis participation ends 31 December 2026.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- This is an Emirati banking proposition with a published AED 25,000 monthly income requirement.
- Airport transfers and Fitness First access require AED 10,000 spending in the previous billing cycle.
- The KFS uses N/A for the annual fee. Confirm its precise meaning before advertising an unconditional zero fee.
- Annual fee was not established; it is not assumed to be free.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Premier Credit Card
HSBC · minimum salary AED 40,000
Compare Mashreq Al Islami Emirati Solitaire Credit Card with Premier Credit CardSolitaire Credit Card
Mashreq · minimum salary AED 25,000
Compare Mashreq Al Islami Emirati Solitaire Credit Card with Solitaire Credit CardCash+ Credit Card
HSBC · minimum salary AED 30,000
Compare Mashreq Al Islami Emirati Solitaire Credit Card with Cash+ Credit CardOfficial bank sources and application information
- Mashreq Al Islami Emirati Solitaire Credit Card official product terms
- Mashreq: Official product page
- Mashreq: Official card catalogue artwork
- Mashreq Al Islami Emirati Solitaire Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.