HSBC Premier vs Mashreq Al Islami Emirati Solitaire

Premier Credit Card

Minimum salary

AED 40,000

Annual fee

AED 0

First-year net

AED 2,240

Ongoing annual net

AED 840

Bank FX fee

2.1%; scheme charges may apply

Reward programme

HSBC Points

Important conditions

AED 0.007 per point is an illustrative redemption assumption, not a fixed bank cash rate. Non-spend bonus actions and leisure benefits are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Eight annual lounge visits via Mastercard Travel Pass; qualifying non-AED purchase in the preceding 90 days required.

Buy 1 Get 1 cinema tickets after AED 6,000 monthly spend; current booking conditions apply.

Mashreq Al Islami Emirati Solitaire Credit Card

Minimum salary

AED 25,000

Annual fee

Confirm with bank

First-year net

Not estimated

Ongoing annual net

Not estimated

Bank FX fee

2.89%; scheme charges may apply

Reward programme

Mashreq Vantage

No ongoing waiver verified.

Important conditions

Annual fee is not verified. Published benefits are described without presenting an unsupported net reward forecast.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Up to 12 complimentary visits a year after the required foreign-currency activation;2 visits without activation.

50% off up to 8 tickets a month at VOX, Reel and Novo. Cinepolis participation ends 31 December 2026.