American Express UAE American Express Green Charge Card
American Express UAE American Express Green Charge Card is a UAE credit card with Membership Rewards rewards. Its published minimum monthly salary is AED 18,400. The listed annual fee is AED 366.33. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.7/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.087%; scheme charges may apply
Explore all American Express UAE cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 18,400
- Annual fee
- AED 366.33
- Bank FX charge
- 3.087%; scheme fees may apply
- Monthly interest rate
- Confirm with bank
- Reward programme
- Membership Rewards
- Salary transfer required
- No published requirement
USD 99.75 including VAT annual card fee; shown as AED 366.33 using USD 1=AED 3.6725, not a promised issuer settlement rate. Membership Rewards enrolment separately costs USD26.25 including VAT (AED96.40 at that conversion).
Age 21+, UAE resident. AED 18,400 employed monthly income; self-employed annual income AED 275,000.
Cashback or points earning rules, thresholds and caps
1 Membership Rewards point per USD1 of eligible spending, subject to programme exclusions.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Eligible purchase spending | 1 Membership Rewards point per USD1 | No card-specific cap established in reviewed product page | USD billing and conversion effects apply. Membership Rewards enrolment is charged separately. Statement-credit redemption terms and transaction exclusions must be checked. |
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check American Express UAE's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for American Express Green Charge Card
American Express Green Charge Card
Dirham Score 2.7/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 3.087%; scheme charges may apply
USD 99.75 including VAT annual card fee; shown as AED 366.33 using USD 1=AED 3.6725, not a promised issuer settlement rate. Membership Rewards enrolment separately costs USD26.25 including VAT (AED96.40 at that conversion).
Age 21+, UAE resident. AED 18,400 employed monthly income; self-employed annual income AED 275,000.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full American Express Green Charge Card review and fee maths
1 Membership Rewards point per USD1 of eligible spending, subject to programme exclusions.
No cinema benefit verified. · No complimentary airport lounge access established in the reviewed product sources.
Monthly interest rate: Confirm with bank. Bank FX charge: 3.087%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
The product is active in current official UAE page data. The card face is different from sibling Gold Credit / Platinum Credit cards.
No separate joining fee established. FX conversion processing fee is 3.087% including VAT on non-billing-currency transactions; for USD-billed charge cards this can apply to UAE AED purchases as well.
Charge card: balance normally must be paid in full monthly. Pay Over Time is a separately eligible instalment facility, not an unrestricted revolving-credit promise.
Headline welcome points are not valued because full current qualifying conditions are not established.
Official bank source · checked 2026-10-24Current product-linked schedule of fees
Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary airport lounge access established in the reviewed product sources.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The product is active in current official UAE page data. The card face is different from sibling Gold Credit / Platinum Credit cards.
- No separate joining fee established. FX conversion processing fee is 3.087% including VAT on non-billing-currency transactions; for USD-billed charge cards this can apply to UAE AED purchases as well.
- Charge card: balance normally must be paid in full monthly. Pay Over Time is a separately eligible instalment facility, not an unrestricted revolving-credit promise.
- Headline welcome points are not valued because full current qualifying conditions are not established.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic · minimum salary AED 12,000
Compare American Express Green Charge Card with Emirates Islamic Cashback Plus Credit CardHSBC Live+ Credit Card
HSBC · minimum salary AED 12,500
Compare American Express Green Charge Card with HSBC Live+ Credit CardConsumer Cashback Platinum Card
DIB · minimum salary AED 15,000
Compare American Express Green Charge Card with Consumer Cashback Platinum CardAmerican Express UAE American Express Green Charge Card FAQs
What salary do you need for American Express UAE American Express Green Charge Card?
The published minimum monthly salary is AED 18,400. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for American Express UAE American Express Green Charge Card?
The listed annual fee is AED 366.33. USD 99.75 including VAT annual card fee; shown as AED 366.33 using USD 1=AED 3.6725, not a promised issuer settlement rate. Membership Rewards enrolment separately costs USD26.25 including VAT (AED96.40 at that conversion).
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- American Express Green Charge Card official product terms
- American Express UAE: Official product page
- American Express UAE: Current product-linked schedule of fees
- American Express Green Charge Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.