Independent insights. Better banking decisions.Made for the UAE 🇦🇪
dirhamperksYOUR MONEY. MORE POSSIBILITIES.
UAE · AED
OFFICIAL SOURCES · INDEPENDENT COMPARISON

American Express UAE UAE Credit Cards and Bank Accounts

Explore 4 current card products and 0 accounts in our source-reviewed catalogue. Issuer approval, relationship requirements and current campaign terms apply. No bank pays for its position here.

American Express UAE accounts and salary options

No account product from this bank has been verified in our current account catalogue.

SMARTER SPENDING STARTS HERE

Compare UAE Credit Cards by Salary and Rewards

Compare UAE credit cards with value you can actually understand.

Independent comparisonsBank-sourced terms
Make the numbers yoursYour spend. Your estimated rewards.
AED/ month
Personalise spending by category
All values in AED No paid rankings Conventional & Islamic Bank terms carry individual review dates · catalogue checked 22 Oct 2026
THE UAE REWARDS DIRECTORY

UAE Credit Card Comparison

Credit cardsBank accounts
165 current cards · 23 issuers / brandsSource-reviewed catalogue. Dated promotions expire automatically; bank changes require a fresh source check.
All cardsCashbackAirline milesFree for lifeSchool feesLounge accessCinema offers
4 cards found
The Platinum Card® — official bank artwork
Conventional banking
American Express UAEBANK-SOURCED

The Platinum Card®

Dirham Score 1.7/560% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Reward forecast needs further verified terms
  • − Perk activation and qualifying conditions apply
Min. salary: AED 30,605
Membership Rewards · AED value unverifiedLounge access
Annual fee AED 3,255

No standard annual-fee waiver verified.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full The Platinum Card® review and fee maths

1 Membership Rewards point per AED 4; variable redemption value. Charge-card travel, lounge and enrolled dining-credit benefits are separate.

No cinema benefit verified. · Complimentary Priority Pass and Centurion lounge access; network, guest and supplementary-card terms apply.

Monthly interest rate: Confirm with bank. Bank FX charge: Confirm with bank.

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

Verified against the current public page’s embedded CMS data; the monthly employed-income floor is AED 30,605.

This is a charge card requiring the monthly balance in full; do not present as standard revolving credit.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express UAE

The Platinum Card®

The Platinum Card® — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full The Platinum Card® review and fee maths

1 Membership Rewards point per AED 4; variable redemption value. Charge-card travel, lounge and enrolled dining-credit benefits are separate.

No cinema benefit verified. · Complimentary Priority Pass and Centurion lounge access; network, guest and supplementary-card terms apply.

Monthly interest rate: Confirm with bank. Bank FX charge: Confirm with bank.

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

Verified against the current public page’s embedded CMS data; the monthly employed-income floor is AED 30,605.

This is a charge card requiring the monthly balance in full; do not present as standard revolving credit.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

The American Express® Platinum Credit Card — official bank artwork
Conventional banking
American Express UAEBANK-SOURCED

The American Express® Platinum Credit Card

Dirham Score 3.0/570% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Reward forecast needs further verified terms
  • − Perk activation and qualifying conditions apply
Min. salary: AED 21,250
Membership Rewards · AED value unverifiedLounge access
Annual fee AED 735Conditional first-year waiver

FeeBack: AED 10,000 in the first three months for first-year fee credit; AED 40,000 in the prior 12 months for subsequent fee credits.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

Membership Rewards value varies by redemption. The dining benefit requires AED 4,000 total monthly spend and has a separate AED 50 monthly cap.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full The American Express® Platinum Credit Card review and fee maths

2 Membership Rewards points per AED 4; 10% dining cashback capped at AED 50 monthly after AED 4,000 monthly spend.

No cinema benefit verified. · Priority Pass: 12 annual primary-card visits including guests; 8 visits for one supplementary card, also including guests.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

First-year fee waiver requires AED 40,000 spend within 365 days. Your forecast meets the spend target.

Membership Rewards value varies by redemption. The dining benefit requires AED 4,000 total monthly spend and has a separate AED 50 monthly cap.

Verified current public page embedded CMS data. Older 2023 landing-page promotion details were not used.

The dining cashback is a separate benefit; Membership Rewards points were not assigned an unverified universal cash value.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express UAE

The American Express® Platinum Credit Card

The American Express® Platinum Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full The American Express® Platinum Credit Card review and fee maths

2 Membership Rewards points per AED 4; 10% dining cashback capped at AED 50 monthly after AED 4,000 monthly spend.

No cinema benefit verified. · Priority Pass: 12 annual primary-card visits including guests; 8 visits for one supplementary card, also including guests.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

First-year fee waiver requires AED 40,000 spend within 365 days. Your forecast meets the spend target.

Membership Rewards value varies by redemption. The dining benefit requires AED 4,000 total monthly spend and has a separate AED 50 monthly cap.

Verified current public page embedded CMS data. Older 2023 landing-page promotion details were not used.

The dining cashback is a separate benefit; Membership Rewards points were not assigned an unverified universal cash value.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express Gold Credit Card — Membership Rewards — official bank artwork
Conventional banking
American Express UAEBANK-SOURCED

American Express Gold Credit Card — Membership Rewards

Dirham Score 3.2/570% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Reward forecast needs further verified terms
  • − Perk activation and qualifying conditions apply
Min. salary: AED 15,000
Membership Rewards · AED value unverifiedLounge access
Annual fee AED 414.75

No standard annual-fee waiver verified.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full American Express Gold Credit Card — Membership Rewards review and fee maths

1 Membership Rewards point per AED 4; variable redemption value.

No cinema benefit verified. · Priority Pass: 5 complimentary annual visits; accompanying guest and supplementary-card terms apply.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

The public page’s current embedded CMS data states AED 15,000 employed monthly income.

The AED 414.75 card fee is separate from optional Membership Rewards enrolment costing AED 99.75 annually. Both must be shown when comparing the points option.

The bank markets separate Membership Rewards and Moneyback commercial variants with different fees. Their official pages use the same physical card design.

A separately priced Moneyback variant shares the official physical card design. Membership Rewards enrolment is optional and has a separate fee.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express UAE

American Express Gold Credit Card — Membership Rewards

American Express Gold Credit Card — Membership Rewards — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full American Express Gold Credit Card — Membership Rewards review and fee maths

1 Membership Rewards point per AED 4; variable redemption value.

No cinema benefit verified. · Priority Pass: 5 complimentary annual visits; accompanying guest and supplementary-card terms apply.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

MembershipRewards redemption depends on option and transfer partner; no universal AEDvalue assumed.

The public page’s current embedded CMS data states AED 15,000 employed monthly income.

The AED 414.75 card fee is separate from optional Membership Rewards enrolment costing AED 99.75 annually. Both must be shown when comparing the points option.

The bank markets separate Membership Rewards and Moneyback commercial variants with different fees. Their official pages use the same physical card design.

A separately priced Moneyback variant shares the official physical card design. Membership Rewards enrolment is optional and has a separate fee.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express Gold Credit Card — Moneyback — official bank artwork
Conventional banking
American Express UAEBANK-SOURCED

American Express Gold Credit Card — Moneyback

Dirham Score 2.6/590% data coverage · editorial methodHow this score works

  • + Cashback rewards
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Reward estimate has stated exclusions
  • − Salary minimum needs bank confirmation
Salary: confirm with bank
Lounge access
Annual fee AED 309.75

No standard annual-fee waiver verified.

ESTIMATED FIRST-YEAR VALUE
AED 890
Partial estimate · see details
View breakdown

Regular welcome+ AED 0

Promotional booster+ AED 0

Annual rewards+ AED 1,200

Fee waiver+ AED 0

Joining-fee refund+ AED 0

Annual fee− AED 309.75

Actual modelled netAED 890.25

Moneyback is capped by the assigned monthly credit limit; requires a credit-limit input for an exact estimate.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full American Express Gold Credit Card — Moneyback review and fee maths

1% Moneyback on eligible purchases up to the assigned monthly credit limit. Membership Rewards points are a different Gold-card option.

No cinema benefit verified. · Priority Pass: 5 complimentary annual visits; accompanying guest and supplementary-card terms apply.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

Moneyback is capped by the assigned monthly credit limit; requires a credit-limit input for an exact estimate.

Current public page states AED 309.75 annual fee. A product salary criterion was not visible in its eligibility data; do not copy the other Gold variant’s floor.

The bank markets separate Membership Rewards and Moneyback commercial variants with different fees. Their official pages use the same physical card design.

The issuer markets this as a separately priced Moneyback variant; its official artwork shares the Gold Credit Card design.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

American Express UAE

American Express Gold Credit Card — Moneyback

American Express Gold Credit Card — Moneyback — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full American Express Gold Credit Card — Moneyback review and fee maths

1% Moneyback on eligible purchases up to the assigned monthly credit limit. Membership Rewards points are a different Gold-card option.

No cinema benefit verified. · Priority Pass: 5 complimentary annual visits; accompanying guest and supplementary-card terms apply.

Monthly interest rate: 3.6%. Bank FX charge: Confirm with bank.

Moneyback is capped by the assigned monthly credit limit; requires a credit-limit input for an exact estimate.

Current public page states AED 309.75 annual fee. A product salary criterion was not visible in its eligibility data; do not copy the other Gold variant’s floor.

The bank markets separate Membership Rewards and Moneyback commercial variants with different fees. Their official pages use the same physical card design.

The issuer markets this as a separately priced Moneyback variant; its official artwork shares the Gold Credit Card design.

Official bank source · checked 2026-10-22

Official product page

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

First-year value uses AED 10,000 monthly spending across our benchmark categories. Foreign spending assumes eligible non-European general retail and excludes FX charges. Miles use editorial assumptions. See the maths and exclusions.

A little more personal?

Match your salary, spending and repayment habits.

Find my card
THE DIRHAM FIELD NOTES

A little knowledge goes a long way.

All UAE guides
01
KNOW THE RULES

AECB credit scores and reports

Read the AECB credit scores and reports guide 8 min read
02
MILES THAT MATTER

Skywards vs Etihad Guest cards

Read the Skywards vs Etihad Guest cards guide 6 min read
03
EVERYDAY VALUE

UAE school-fee and utility cards

Read the UAE school-fee and utility cards guide 6 min read

Your filters

Refine your search

Published salary matches appear first. Unconfirmed criteria are listed separately.

Bank / issuer
Perks Match all selected

0% refers to the bank FX markup. Network charges can still apply.

Banking preference
Fees & availability
Know before you apply

Salary is one part of eligibility. Your employer, AECB report and bank criteria matter too.

Understand your AECB report

Read the bank’s terms before applying

The individual reviews link to the issuer’s product pages and available fee schedules. Relationship tiers, employer listing, residence, salary-transfer channels and bureau checks can affect your eligibility independently of a card’s minimum published salary.

Compare salary-transfer commitments and offers
YOUR SHORTLIST

A clearer side-by-side view.

Your comparison starts here

Add up to 3 cards or accounts from the directory.