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SAME SPENDING · TRANSPARENT MATHS

Blue FAB Infinite Credit Card by Al-Futtaim vs Solitaire Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

Blue FAB Infinite Credit Card by Al-Futtaim — official bank artwork

Blue FAB Infinite Credit Card by Al-Futtaim

Minimum salary
AED 40,000
Annual fee
AED 0
First-year net
AED 588
Ongoing annual net
AED 588
Bank FX fee
2.7405%; scheme charges may apply
Reward programme
Al-Futtaim FAB Rewards

Important conditions

Cashback-equivalent rates are used. Merchant-specific Al-Futtaim and separate Blue-app rewards are excluded from generic spending. Al-Futtaim FAB Rewards are a separate currency; do not use the standard FAB Rewards point valuation.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Access to over 1,000 lounges for cardholder and one guest; network qualifying rules apply.

6 AED 20 standard 2D tickets per month at Reel, Cine Royal and Star Cinemas after AED 6,000 monthly spend; below-threshold discounts may be charged back.

Official FAB terms · reviewed 2026-10-18
Solitaire Credit Card — official bank artwork

Solitaire Credit Card

Minimum salary
AED 25,000
Annual fee
AED 1,575
First-year net
AED 1,509.21
Ongoing annual net
AED -990.79
Bank FX fee
2.89%; scheme charges may apply
Reward programme
Mashreq Vantage

Important conditions

Verified cash redemption: 380 Mashreq Vantage points = AED 1 via Mashreq Mobile App. Vouchers and miles have different conversion values. Bill payments through Mashreq app/online do not earn. Merchant-specific perks are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

12 complimentary lounge visits per calendar year via Visa Airport Companion, shared with up to one guest per visit. Only two before an international transaction over USD 1 each calendar year; allow 15 days to reflect. Replaced cards must requalify.

50% off eight tickets per billing cycle pooled across VOX, Reel and Novo, with no minimum spend. Book directly on cinema website/app. Separate Cinepolis eight-ticket monthly promotion at Oasis Mall, Sharjah through 31 December 2026.

Official Mashreq terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

Compare your actual salary and spending

Review all assumptions and reward valuations

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