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SAME SPENDING · TRANSPARENT MATHS

Blue FAB Infinite Credit Card by Al-Futtaim vs Premier Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

Blue FAB Infinite Credit Card by Al-Futtaim — official bank artwork

Blue FAB Infinite Credit Card by Al-Futtaim

Minimum salary
AED 40,000
Annual fee
AED 0
First-year net
AED 588
Ongoing annual net
AED 588
Bank FX fee
2.7405%; scheme charges may apply
Reward programme
Al-Futtaim FAB Rewards

Important conditions

Cashback-equivalent rates are used. Merchant-specific Al-Futtaim and separate Blue-app rewards are excluded from generic spending. Al-Futtaim FAB Rewards are a separate currency; do not use the standard FAB Rewards point valuation.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Access to over 1,000 lounges for cardholder and one guest; network qualifying rules apply.

6 AED 20 standard 2D tickets per month at Reel, Cine Royal and Star Cinemas after AED 6,000 monthly spend; below-threshold discounts may be charged back.

Official FAB terms · reviewed 2026-10-18
Premier Credit Card — official bank artwork

Premier Credit Card

Minimum salary
AED 40,000
Annual fee
AED 0
First-year net
AED 2,240
Ongoing annual net
AED 840
Bank FX fee
2.1%; scheme charges may apply
Reward programme
HSBC Points

Important conditions

AED 0.007 per point is an illustrative redemption assumption, not a fixed bank cash rate. Non-spend bonus actions and leisure benefits are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Eight annual lounge visits via Mastercard Travel Pass; qualifying non-AED purchase in the preceding 90 days required.

Buy 1 Get 1 cinema tickets after AED 6,000 monthly spend; current booking conditions apply.

Official HSBC terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

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Review all assumptions and reward valuations

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