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SAME SPENDING · TRANSPARENT MATHS

SHARE Visa Infinite Credit Card vs Solitaire Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

SHARE Visa Infinite Credit Card — official bank artwork

SHARE Visa Infinite Credit Card

Minimum salary
AED 30,000
Annual fee
AED 1,575
First-year net
AED -679.5
Ongoing annual net
AED -679.5
Bank FX fee
1.99%; scheme charges may apply
Reward programme
SHARE Points

Important conditions

SHARE points redeem at ten points per AED. Foreign spending assumes general retail outside EU/UK; EU/UK earns 0.375%. Grocery input assumes a non-SHARE merchant, not Carrefour. Actual Carrefour/SHARE mall spend can earn 8%; generic input cannot identify merchant eligibility.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Visa Airport Companion registration required. From 1 June 2026, make a foreign-currency transaction equivalent to USD 1 at least 10 days before the lounge visit. Visit and guest entitlements depend on the registered card; USD 32 per visit applies if qualification is not met.

Buy 1 Get 1 at VOX Cinemas through eligible online/app bookings; AED 5,000 spend in the month of benefit use, with benefit chargeback below threshold. Monthly ticket and format limits apply.

Official Emirates NBD terms · reviewed 2026-10-18
Solitaire Credit Card — official bank artwork

Solitaire Credit Card

Minimum salary
AED 25,000
Annual fee
AED 1,575
First-year net
AED 1,509.21
Ongoing annual net
AED -990.79
Bank FX fee
2.89%; scheme charges may apply
Reward programme
Mashreq Vantage

Important conditions

Verified cash redemption: 380 Mashreq Vantage points = AED 1 via Mashreq Mobile App. Vouchers and miles have different conversion values. Bill payments through Mashreq app/online do not earn. Merchant-specific perks are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

12 complimentary lounge visits per calendar year via Visa Airport Companion, shared with up to one guest per visit. Only two before an international transaction over USD 1 each calendar year; allow 15 days to reflect. Replaced cards must requalify.

50% off eight tickets per billing cycle pooled across VOX, Reel and Novo, with no minimum spend. Book directly on cinema website/app. Separate Cinepolis eight-ticket monthly promotion at Oasis Mall, Sharjah through 31 December 2026.

Official Mashreq terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

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Review all assumptions and reward valuations

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