Independent insights. Better banking decisions.Made for the UAE 🇦🇪
SAME SPENDING · TRANSPARENT MATHS

SHARE Visa Infinite Credit Card vs Premier Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

SHARE Visa Infinite Credit Card — official bank artwork

SHARE Visa Infinite Credit Card

Minimum salary
AED 30,000
Annual fee
AED 1,575
First-year net
AED -679.5
Ongoing annual net
AED -679.5
Bank FX fee
1.99%; scheme charges may apply
Reward programme
SHARE Points

Important conditions

SHARE points redeem at ten points per AED. Foreign spending assumes general retail outside EU/UK; EU/UK earns 0.375%. Grocery input assumes a non-SHARE merchant, not Carrefour. Actual Carrefour/SHARE mall spend can earn 8%; generic input cannot identify merchant eligibility.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Visa Airport Companion registration required. From 1 June 2026, make a foreign-currency transaction equivalent to USD 1 at least 10 days before the lounge visit. Visit and guest entitlements depend on the registered card; USD 32 per visit applies if qualification is not met.

Buy 1 Get 1 at VOX Cinemas through eligible online/app bookings; AED 5,000 spend in the month of benefit use, with benefit chargeback below threshold. Monthly ticket and format limits apply.

Official Emirates NBD terms · reviewed 2026-10-18
Premier Credit Card — official bank artwork

Premier Credit Card

Minimum salary
AED 40,000
Annual fee
AED 0
First-year net
AED 2,240
Ongoing annual net
AED 840
Bank FX fee
2.1%; scheme charges may apply
Reward programme
HSBC Points

Important conditions

AED 0.007 per point is an illustrative redemption assumption, not a fixed bank cash rate. Non-spend bonus actions and leisure benefits are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Eight annual lounge visits via Mastercard Travel Pass; qualifying non-AED purchase in the preceding 90 days required.

Buy 1 Get 1 cinema tickets after AED 6,000 monthly spend; current booking conditions apply.

Official HSBC terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

Compare your actual salary and spending

Review all assumptions and reward valuations

YOUR SHORTLIST

A clearer side-by-side view.

Your comparison starts here

Add up to 3 cards or accounts from the directory.