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SAME SPENDING · TRANSPARENT MATHS

CBD Super Saver Visa Signature Credit Card vs Platinum Plus Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

CBD Super Saver Visa Signature Credit Card — official bank artwork

CBD Super Saver Visa Signature Credit Card

Minimum salary
AED 5,000
Annual fee
AED 420
First-year net
AED 3,300
Ongoing annual net
AED 2,880
Bank FX fee
Unverified
Reward programme
Cashback

Important conditions

Tiered eligible-category estimate: monthly spend selects the 3%, 5% or 10% rate and published category caps. Merchant classification, channel exclusions and future-year fee conditions still apply. Only separately identified telecom is included where eligible.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Visa Airport Companion: up to eight complimentary lounge visits per calendar year; verify activation and qualifying international-spend rules.

No cinema offer verified.

Official CBD terms · reviewed 2026-10-18
Platinum Plus Credit Card — official bank artwork

Platinum Plus Credit Card

Minimum salary
AED 5,000
Annual fee
AED 313.95
First-year net
AED 2,212.37
Ongoing annual net
AED 1,462.37
Bank FX fee
2.89%; scheme charges may apply
Reward programme
Mashreq Vantage

Important conditions

Verified cash redemption: 380 Mashreq Vantage points = AED 1 via Mashreq Mobile App. Vouchers and miles have different conversion values. Bill payments through Mashreq app/online do not earn. Merchant-specific perks are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Four complimentary lounge visits annually via LoungeKey, maximum two services per billing cycle after AED 7,000 retail purchases in the previous cycle. AED 110 per person per visit if the spend condition fails. Guest entitlement needs bank confirmation.

50% off four tickets per billing cycle pooled across VOX, Reel and Novo via their websites/apps. Separate Cinepolis promotion: 50% off up to eight Deluxe-Plus tickets monthly at Oasis Mall, Sharjah through 31 December 2026.

Official Mashreq terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

Compare your actual salary and spending

Review all assumptions and reward valuations

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