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SAME SPENDING · TRANSPARENT MATHS

CBD Super Saver Visa Signature Credit Card vs Emirates Islamic RTA Platinum Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

CBD Super Saver Visa Signature Credit Card — official bank artwork

CBD Super Saver Visa Signature Credit Card

Minimum salary
AED 5,000
Annual fee
AED 420
First-year net
AED 3,300
Ongoing annual net
AED 2,880
Bank FX fee
Unverified
Reward programme
Cashback

Important conditions

Tiered eligible-category estimate: monthly spend selects the 3%, 5% or 10% rate and published category caps. Merchant classification, channel exclusions and future-year fee conditions still apply. Only separately identified telecom is included where eligible.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Visa Airport Companion: up to eight complimentary lounge visits per calendar year; verify activation and qualifying international-spend rules.

No cinema offer verified.

Official CBD terms · reviewed 2026-10-18
Emirates Islamic RTA Platinum Credit Card — official bank artwork

Emirates Islamic RTA Platinum Credit Card

Minimum salary
AED 5,000
Annual fee
AED 0
First-year net
AED 1,883.4
Ongoing annual net
AED 1,883.4
Bank FX fee
2.54%; scheme charges may apply
Reward programme
Cashback

Important conditions

Models ordinary domestic dining/shopping, groceries at 1%, education at 0.13%, fuel 10% capped AED 75, and general non-EEA/UK international spend 2.25%. Utilities excluded conservatively as government/bank-channel payments. RTA/Salik, fast food, telecom and other specific MCCs require separate inputs.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

No complimentary access verified

Reel Buy 1 Get 1 tickets subject to AED 3,000 monthly retail spend, eligible formats and current booking terms.

Official Emirates Islamic terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

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Review all assumptions and reward valuations

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