CBD Al Islami Super Saver Signature vs Commercial Bank International Mastercard Titanium
CBD Al Islami Super Saver Signature: Cashback with eligible groceries spending. Commercial Bank International Mastercard Titanium: Other rewards under the published conditions. Start with eligibility, reward use and total recurring cost.
Same AED 10,000 monthly budget, paid in full. Net value is eligible rewards plus qualifying welcome offers, less modelled card, joining and plan fees. FX charges, borrowing costs and unpriced perks are excluded.
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
A higher estimate does not establish eligibility. Restricted points and miles need a redemption you can use. Benchmark calculated 2026-10-25; product terms retain the review dates below. Negative values show fees exceeding modelled rewards.
Conditional welcome and campaign value included: AED 0. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Partial forecast for direct bills, education, supermarket and fuel transactions under the bank’s published monthly tiers. Telecom shares the bills cap but is excluded from this forecast. Insurance, bank-channel payments, aggregators, instalments and other excluded transactions must not be entered as eligible retail. Earning is limited by the approved credit limit. No unverified renewal waiver is assumed.
Commercial Bank International Mastercard Titanium assumptions
Conditional welcome and campaign value included: Not estimated. It requires the bank’s new-customer, application-date and spending conditions; it is not a guaranteed payment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Free for life.
A current fixed AED redemption rate remains unavailable publicly. CBI cash-redemption UI redirects to member login, and current product pages conflict with the rewards portal's base/accelerator earning table.
A lighter budget can miss a spending gate; a bill-heavy budget can earn reduced rates. These examples use the same rules as the personal selector.
Compare three example budgets
Light everyday · AED 3,000/month
CBD Al Islami Super Saver SignatureOngoing net / year: AED 228
Commercial Bank International Mastercard TitaniumOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Al Islami Super Saver SignatureOngoing net / year: AED 2,880
Commercial Bank International Mastercard TitaniumOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
CBD Al Islami Super Saver SignatureOngoing net / year: AED 780
Commercial Bank International Mastercard TitaniumOngoing net / year: Not estimated
An AED-value winner is not established because a reward conversion or recurring fee is unconfirmed. Use the verified differences and ask the issuer about missing terms.
Check approval criteria, payment-channel exclusions, fee waivers and the benefits you plan to use. Product-source dates are shown separately; this comparison is not bank approval.
CBD Al Islami Super Saver Signature: benefit conditions and official sources
Perks and exclusions
Lounges: Airport lounge access is advertised. Current Visa Signature and CBD lounge terms determine the visit allowance and activation conditions.
Cinema: No current offer verified.
This is the Islamic Super Saver Visa Signature, distinct from the conventional card. The first year is free; the standard annual fee from year two is AED 420 including VAT. Confirm the renewal waiver and salary eligibility with CBD.
Eligible Bills, Education, Supermarket and Fuel spending earns 3% when total monthly spending reaches AED 3,000, 5% at AED 10,000 and 10% at AED 20,000. Per-category caps are AED 75, AED 100 and AED 150 respectively; total monthly caps are AED 300, AED 400 and AED 600.
Other retail earns no cashback. Direct merchant payments are required; bank channels, payment aggregators, cash, instalments and bank fees are excluded. Rewards are limited by the credit limit. Minimum redemption is AED 50 and cashback expires after 12 months.
The monthly profit rate is 3.45%. The international transaction bank fee is 2.75% plus scheme processing charges. Cinema and valet benefits for this card were discontinued from 9 May 2025.
Commercial Bank International Mastercard Titanium: benefit conditions and official sources
Perks and exclusions
Lounges: Mastercard flight-delay access only: register24hours before departure and qualify after60minutes delay.
Cinema: Eligible cinema, streaming and valet cashback: up to AED75 after AED4,000 statement spend; AED150 after AED8,000; AED300 after AED12,000. Confirm current package terms.
A product-specific minimum salary was not published in the primary documents read.
Some product pages contain copied CBI First text. Confirm current benefit-package eligibility and do not value the same combined cinema/streaming/valet cap more than once.
Browser verification: Cashback choice on public Redeem page redirects to Login.aspx before displaying rate. No user bank credentials requested or used.
Portal: First/World 1 local, 1.75 on a single transaction > AED 2,000, 2.5 FX; current World page repeats Platinum 0.5 local/1 FX and optional AED 525 accelerator. Do not pick one silently.
Keep unknown salary null. World Elite is invitation-only; First relationship eligibility remains conditional.
