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SAME SPENDING · TRANSPARENT MATHS

ADCB Islamic 365 Cashback Card vs CBD Super Saver Visa Signature Credit Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

ADCB Islamic 365 Cashback Card — official bank artwork

ADCB Islamic 365 Cashback Card

Minimum salary
AED 5,000
Annual fee
AED 383.25
First-year net
AED 3,305
Ongoing annual net
AED 2,556.75
Bank FX fee
2.99%; scheme charges may apply
Reward programme
Cashback

Important conditions

Partial estimate: direct utility merchant assumed; school fees excluded conservatively. No separate subscription, Salik, EU geography or credit-limit inputs; merchant coding and assigned limit can reduce earnings.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

No complimentary access verified

VOX Buy 1 Get 1: up to four complimentary tickets per month per card; book the same screening on VOX website/app; eligible formats vary.

Official ADCB terms · reviewed 2026-10-18
CBD Super Saver Visa Signature Credit Card — official bank artwork

CBD Super Saver Visa Signature Credit Card

Minimum salary
AED 5,000
Annual fee
AED 420
First-year net
AED 3,300
Ongoing annual net
AED 2,880
Bank FX fee
Unverified
Reward programme
Cashback

Important conditions

Tiered eligible-category estimate: monthly spend selects the 3%, 5% or 10% rate and published category caps. Merchant classification, channel exclusions and future-year fee conditions still apply. Only separately identified telecom is included where eligible.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Visa Airport Companion: up to eight complimentary lounge visits per calendar year; verify activation and qualifying international-spend rules.

No cinema offer verified.

Official CBD terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

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