
Cashback Credit Card
Dirham Score 3.8/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
Free for life.
Liv is a digital banking brand of Emirates NBD. Approval and account subscription terms apply.
View breakdown
Annual rewards are not estimated: whole-month spending tiers, 0.1% low-earning categories and a cap tied to the assigned credit limit require inputs and rules not yet supported by this calculator.
Calculation assumptionsRewards, fees & important conditions
Read the full Cashback Credit Card review and fee maths
Eligible monthly cashback tiers: 0.75% below AED 5,000; 1.5% at AED 5,000–9,999; 2% from AED 10,000. Low-earning merchant categories receive 0.1%. Published maximum AED 750/month, also subject to the credit-limit cap.
VOX2tickets/month and25%F&B · Mastercard Travel Pass;25+regionalnetwork
Monthly interest rate: 3.49%. Bank FX charge: Confirm with bank.
Annual rewards are not estimated: whole-month spending tiers, 0.1% low-earning categories and a cap tied to the assigned credit limit require inputs and rules not yet supported by this calculator.
The current direct-download KFS states a minimum monthly salary of AED 5,000 for Cashback and AED 15,000 for Cashback+. Older indexed copies can differ.
Government, utilities and bill payments earn 0.1%. The monthly cap also depends on the assigned credit limit; cycling that limit does not increase it.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source


