National Bank of Fujairah NBF Visa Platinum Exclusive
National Bank of Fujairah NBF Visa Platinum Exclusive is a UAE credit card with bank-specific benefits. Its published minimum monthly salary is AED 9,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.1/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published cinema benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.625%; scheme charges may apply
Explore all National Bank of Fujairah cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 9,000
- Annual fee
- AED 0
- Bank FX charge
- 2.625%; scheme fees may apply
- Monthly interest rate
- 2.99%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Age 21+ and UAE residency. Current product FAQ publishes AED 9,000 monthly salary; bank credit assessment and employment criteria apply.
Cashback or points earning rules, thresholds and caps
NBF Rewards: 1 point = AED 0.0035; merchant and banking-segment earning rates differ.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| General domestic AED retail | 2.5 points/AED | 999,999 NBF Rewards points per month across card spending | Merchant category and qualifying NBF banking segment determine earning. 1 point = AED 0.0035; NBF Direct/online-banking transactions excluded. |
| Eligible non-AED retail | 3.5 points/AED | 999,999 NBF Rewards points per month across card spending | Merchant category and qualifying NBF banking segment determine earning. 1 point = AED 0.0035; NBF Direct/online-banking transactions excluded. |
| Special merchant categories | 1 point/AED | 999,999 NBF Rewards points per month across card spending | Merchant category and qualifying NBF banking segment determine earning. 1 point = AED 0.0035; NBF Direct/online-banking transactions excluded. |
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check National Bank of Fujairah's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for NBF Visa Platinum Exclusive Credit Card
NBF Visa Platinum Exclusive Credit Card
Dirham Score 3.1/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published cinema benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.625%; scheme charges may apply
Age 21+ and UAE residency. Current product FAQ publishes AED 9,000 monthly salary; bank credit assessment and employment criteria apply.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full NBF Visa Platinum Exclusive Credit Card review and fee maths
NBF Rewards: 1 point = AED 0.0035; merchant and banking-segment earning rates differ.
Buy 1 get 1 free at VOX and Reel; up to four free tickets monthly. Qualifying-spend and booking rules must be checked in the current cinema terms. · No complimentary airport lounge access established in the reviewed product sources.
Monthly interest rate: 2.99%. Bank FX charge: 2.625%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Lifetime-free primary card fee is confirmed by the linked KFS and tariff. FX processing fee is 2.5% before VAT (2.625% including VAT); scheme/exchange-rate effects are not fully specified.
Special categories include supermarkets, telecoms, fuel, education, government, charities, transport, rent, insurance and fast food. Transactions via NBF Direct/online banking do not earn points.
No welcome reward or prize-draw value is assumed. Per-transaction eligibility and segment classification are not reconstructed from monthly totals.
Official bank source · checked 2026-10-24Current linked conventional tariff
NBF Rewards earning and redemption
Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary airport lounge access established in the reviewed product sources.
- Cinema: Buy 1 get 1 free at VOX and Reel; up to four free tickets monthly. Qualifying-spend and booking rules must be checked in the current cinema terms.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Lifetime-free primary card fee is confirmed by the linked KFS and tariff. FX processing fee is 2.5% before VAT (2.625% including VAT); scheme/exchange-rate effects are not fully specified.
- Special categories include supermarkets, telecoms, fuel, education, government, charities, transport, rent, insurance and fast food. Transactions via NBF Direct/online banking do not earn points.
- No welcome reward or prize-draw value is assumed. Per-transaction eligibility and segment classification are not reconstructed from monthly totals.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare NBF Visa Platinum Exclusive Credit Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare NBF Visa Platinum Exclusive Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare NBF Visa Platinum Exclusive Credit Card with CBD Super Saver Visa Signature Credit CardNational Bank of Fujairah NBF Visa Platinum Exclusive FAQs
What salary do you need for National Bank of Fujairah NBF Visa Platinum Exclusive?
The published minimum monthly salary is AED 9,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for National Bank of Fujairah NBF Visa Platinum Exclusive?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- NBF Visa Platinum Exclusive Credit Card official product terms
- National Bank of Fujairah: Official product page
- National Bank of Fujairah: Key facts statement
- National Bank of Fujairah: Current linked conventional tariff
- National Bank of Fujairah: NBF Rewards earning and redemption
- National Bank of Fujairah: NBF Rewards terms
- NBF Visa Platinum Exclusive Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.