National Bank of Fujairah NBF Islamic Visa Platinum
National Bank of Fujairah NBF Islamic Visa Platinum is a UAE Islamic covered card with bank-specific benefits. Its published minimum monthly salary is AED 9,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.8/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.625%; scheme charges may apply
Explore all National Bank of Fujairah cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 9,000
- Annual fee
- AED 0
- Bank FX charge
- 2.625%; scheme fees may apply
- Monthly profit rate
- 2.99%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Age 21+ and UAE resident. AED 9,000 monthly salary in the current FAQ and linked KFS. Salaried or self-employed subject to bank criteria. Deposit-backed approval is separate.
Cashback or points earning rules, thresholds and caps
Rewards terms are described below; no annual AED forecast is assigned.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Eligible direct dining purchases | 10% cashback | AED 150 per billing cycle | Valid through 31 December 2028. MinimumAED 25 per transaction; qualifyingMCC 5811/5812/5813/5814. Third-party apps/platforms excluded; credited on statement date. |
| Other card spending | NBF Rewards advertised; complete current earning/conversion not reconciled | Not established for this Islamic product | No annual estimate; do not infer conventional NBF Rewards rates or legacy cashback percentages. |
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check National Bank of Fujairah's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for NBF Islamic Visa Platinum Credit Card
NBF Islamic Visa Platinum Credit Card
Dirham Score 2.8/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.625%; scheme charges may apply
Age 21+ and UAE resident. AED 9,000 monthly salary in the current FAQ and linked KFS. Salaried or self-employed subject to bank criteria. Deposit-backed approval is separate.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full NBF Islamic Visa Platinum Credit Card review and fee maths
Rewards terms are described below; no annual AED forecast is assigned.
No cinema benefit verified. · No complimentary airport lounge entitlement established in the reviewed product sources.
Monthly profit rate: 2.99%. Bank FX charge: 2.625%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Primary card annual fee is lifetime free in linked current KFS. Foreign-currency processing is 2.5% before applicable VAT (2.625% including VAT); scheme conversion effects are not fully established.
Dining cashback is a dated offer valid through 31 December 2028, not a guaranteed permanent benefit. Each qualifying transaction must be at least AED 25; spending totals alone cannot establish qualifying cashback.
Dining transactions must be direct POS/e-commerce at qualifying MCC 5811 (effective 3 August 2026),5812,5813 or 5814. Third-party payment apps/platforms excluded.
Product pages refer to NBF Rewards, while the Islamic rewards destination contains legacy cashback text. Do not import conventional segment earning rates or conversion automatically.
Pledged-deposit KFS alternative has a minimum AED 60,000 deposit; card limit is 90% of deposit. Salary-transfer terms and credit assessment remain separate.
Official bank source · checked 2026-10-24Current Islamic card key facts
Official dining offer and terms
Islamic card catalogue (artwork provenance)
Correct credit artwork from the official catalogue. The separate product-detail page currently shows a debit-card image. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary airport lounge entitlement established in the reviewed product sources.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Primary card annual fee is lifetime free in linked current KFS. Foreign-currency processing is 2.5% before applicable VAT (2.625% including VAT); scheme conversion effects are not fully established.
- Dining cashback is a dated offer valid through 31 December 2028, not a guaranteed permanent benefit. Each qualifying transaction must be at least AED 25; spending totals alone cannot establish qualifying cashback.
- Dining transactions must be direct POS/e-commerce at qualifying MCC 5811 (effective 3 August 2026),5812,5813 or 5814. Third-party payment apps/platforms excluded.
- Product pages refer to NBF Rewards, while the Islamic rewards destination contains legacy cashback text. Do not import conventional segment earning rates or conversion automatically.
- Pledged-deposit KFS alternative has a minimum AED 60,000 deposit; card limit is 90% of deposit. Salary-transfer terms and credit assessment remain separate.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare NBF Islamic Visa Platinum Credit Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare NBF Islamic Visa Platinum Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare NBF Islamic Visa Platinum Credit Card with CBD Super Saver Visa Signature Credit CardNational Bank of Fujairah NBF Islamic Visa Platinum FAQs
What salary do you need for National Bank of Fujairah NBF Islamic Visa Platinum?
The published minimum monthly salary is AED 9,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for National Bank of Fujairah NBF Islamic Visa Platinum?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- NBF Islamic Visa Platinum Credit Card official product terms
- National Bank of Fujairah: Official product page
- National Bank of Fujairah: Current Islamic card key facts
- National Bank of Fujairah: Current linked Islamic tariff
- National Bank of Fujairah: Official dining offer and terms
- National Bank of Fujairah: Islamic card catalogue (artwork provenance)
- NBF Islamic Visa Platinum Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.