Finance House Platinum
Finance House Platinum is a UAE credit card with bank-specific benefits. Its published minimum monthly salary is AED 5,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.4/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.9925%; scheme charges may apply
Explore all Finance House cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 5,000
- Annual fee
- AED 0
- Bank FX charge
- 2.9925%; scheme fees may apply
- Monthly interest rate
- 3.65%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
The official product page specifies monthly salary of AED 5,000 or above. UAE residence, supporting documents and Finance House credit assessment apply.
Cashback or points earning rules, thresholds and caps
Value House and Mastercard merchant offers; no regular cash or points earning schedule verified.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|
Why this card has no annual AED forecast
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Published earning rates, known fees and bank conditions remain available in this review.
Check Finance House's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Finance House Platinum Credit Card
Finance House Platinum Credit Card
Dirham Score 3.4/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.9925%; scheme charges may apply
The official product page specifies monthly salary of AED 5,000 or above. UAE residence, supporting documents and Finance House credit assessment apply.
View breakdown
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Calculation assumptionsRewards, fees & important conditions
Read the full Finance House Platinum Credit Card review and fee maths
Value House and Mastercard merchant offers; no regular cash or points earning schedule verified.
No cinema benefit verified. · The official product page lists selected regional airport lounges for Mastercard Platinum. Confirm the current participating lounges, registration, visit limits and qualification with Finance House/Mastercard; no unlimited worldwide entitlement is assumed.
Monthly interest rate: 3.65%. Bank FX charge: 2.9925%.
No annual reward forecast is assumed; published product features and qualifying conditions are described separately.
Free for life, with no principal annual or registration fee. Merchant deals through Value House and Mastercard privileges are discounts; no standard cash or points earning programme was verified.
The linked KFS lists 3.65% monthly retail interest and 3.50% cash interest, rising to 3.72% and 3.55% respectively in case of non-payment. New purchases lose the interest-free period when the previous balance is not paid in full.
The foreign-currency transaction charge is 2.85% before VAT, equivalent to 2.9925% including VAT. Any separate scheme conversion charge was not quantified in the product-specific KFS.
Balance transfers, easy cash and instalment plans have separate rates, fees and eligibility. Preferential instalment rates must not be substituted for the standard purchase rate.
Official bank source · checked 2026-10-24Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: The official product page lists selected regional airport lounges for Mastercard Platinum. Confirm the current participating lounges, registration, visit limits and qualification with Finance House/Mastercard; no unlimited worldwide entitlement is assumed.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Free for life, with no principal annual or registration fee. Merchant deals through Value House and Mastercard privileges are discounts; no standard cash or points earning programme was verified.
- The linked KFS lists 3.65% monthly retail interest and 3.50% cash interest, rising to 3.72% and 3.55% respectively in case of non-payment. New purchases lose the interest-free period when the previous balance is not paid in full.
- The foreign-currency transaction charge is 2.85% before VAT, equivalent to 2.9925% including VAT. Any separate scheme conversion charge was not quantified in the product-specific KFS.
- Balance transfers, easy cash and instalment plans have separate rates, fees and eligibility. Preferential instalment rates must not be substituted for the standard purchase rate.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare Finance House Platinum Credit Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare Finance House Platinum Credit Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare Finance House Platinum Credit Card with CBD Super Saver Visa Signature Credit CardFinance House Platinum FAQs
What salary do you need for Finance House Platinum?
The published minimum monthly salary is AED 5,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for Finance House Platinum?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Finance House Platinum Credit Card official product terms
- Finance House: Official product page
- Finance House: Platinum card KFS
- Finance House: Card terms
- Finance House Platinum Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.