FAB Travel Credit Card: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 3.1/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + No bank FX markup; scheme fees may apply
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
Explore all FAB cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 20,000
- Annual fee
- AED 1,575
- Bank FX charge
- 0%; scheme fees may apply
- Monthly interest rate
- Confirm with bank
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Cashback or points earning rules, thresholds and caps
Receive 12% back in FAB Rewards on eligible flight and hotel purchases, capped at AED 1,800 per month, after spending AED 5,000 in the previous month.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 1 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
FAB Travel Credit Card
Dirham Score 3.1/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + No bank FX markup; scheme fees may apply
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
View breakdown
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Calculation assumptionsRewards, fees & important conditions
Read the full FAB Travel Credit Card review and fee maths
Receive 12% back in FAB Rewards on eligible flight and hotel purchases, capped at AED 1,800 per month, after spending AED 5,000 in the previous month.
Get four tickets per month at AED 20 each at Reel, Cine Royal and Star cinemas. · Enjoy 14 visits per year with one guest. A second guest receives up to six visits, subject to AED 5,000 monthly spending. An international purchase of at least USD 1 in the preceding three months is required.
Monthly interest rate: Confirm with bank. Bank FX charge: 0%.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
The current fee schedule confirms a 0% international transaction fee covering both bank and scheme charges. The anniversary flight requires AED 300,000 spending in the preceding year; the joining flight requires payment of the annual fee. Exact qualifying travel categories and the FAB Rewards conversion must be confirmed before a net rewards estimate can be provided.
Official bank source · checked 2026-10-22July 2026 VAT-inclusive fee schedule
FAB Rewards Terms and Conditions
Card Benefits Terms and Conditions
Free Flight Voucher Terms and Conditions
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Enjoy 14 visits per year with one guest. A second guest receives up to six visits, subject to AED 5,000 monthly spending. An international purchase of at least USD 1 in the preceding three months is required.
- Cinema: Get four tickets per month at AED 20 each at Reel, Cine Royal and Star cinemas.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The current fee schedule confirms a 0% international transaction fee covering both bank and scheme charges. The anniversary flight requires AED 300,000 spending in the preceding year; the joining flight requires payment of the annual fee. Exact qualifying travel categories and the FAB Rewards conversion must be confirmed before a net rewards estimate can be provided.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic · minimum salary AED 12,000
Compare FAB Travel Credit Card with Emirates Islamic Cashback Plus Credit CardHSBC Live+ Credit Card
HSBC · minimum salary AED 12,500
Compare FAB Travel Credit Card with HSBC Live+ Credit CardConsumer Cashback Platinum Card
DIB · minimum salary AED 15,000
Compare FAB Travel Credit Card with Consumer Cashback Platinum CardOfficial bank sources and application information
- FAB Travel Credit Card official product terms
- FAB: Official product page
- FAB: July 2026 VAT-inclusive fee schedule
- FAB: FAB Rewards Terms and Conditions
- FAB: Card Benefits Terms and Conditions
- FAB: Free Flight Voucher Terms and Conditions
- FAB Travel Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.