FAB Etihad Guest Platinum Islamic
FAB Etihad Guest Platinum Islamic is a UAE Islamic covered card with Etihad Guest rewards. Its published minimum monthly salary is AED 8,000. The listed annual fee is AED 525. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.3/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.61%; scheme charges may apply
Explore all FAB cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 8,000
- Annual fee
- AED 525
- Bank FX charge
- 2.61%; scheme fees may apply
- Monthly profit rate
- up to 3.99%
- Reward programme
- Etihad Guest
- Salary transfer required
- No published requirement
Subject to the bank’s employer, residence, credit assessment and application criteria. No mandatory salary transfer was established in the reviewed sources.
Cashback or points earning rules, thresholds and caps
Base earning: 0 points per AED.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Eligible domestic retail | 2 Etihad Guest miles per AED 10 | Confirm product-specific caps with the bank | Selected categories and merchant/currency restrictions may earn less; confirm FAQ. |
| Eligible non-AED international retail | 3.5 Etihad Guest miles per AED 10 | Confirm product-specific caps with the bank | Selected merchant and regional exclusions apply. |
| Etihad Airways and eligible partners | 4 Etihad Guest miles per AED 10 | Confirm product-specific caps with the bank | Eligible partner purchases only; terms apply. |
Why this card has no annual AED forecast
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Published earning rates, known fees and bank conditions remain available in this review.
Check FAB's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for FAB Etihad Guest Platinum Islamic Credit Card
FAB Etihad Guest Platinum Islamic Credit Card
Dirham Score 2.3/570% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.61%; scheme charges may apply
Subject to the bank’s employer, residence, credit assessment and application criteria. No mandatory salary transfer was established in the reviewed sources.
View breakdown
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Calculation assumptionsRewards, fees & important conditions
Read the full FAB Etihad Guest Platinum Islamic Credit Card review and fee maths
No cinema benefit verified. · No complimentary lounge visits established on the reviewed Platinum page.
Monthly profit rate: up to 3.99%. Bank FX charge: 2.61%.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Annual fee AED 525.00 includes VAT on the bank’s published pre-VAT fee.
Product advertises 10,000 welcome miles on activation. Acquisition-campaign deadlines and conditions are separate; no welcome miles included in forecasts.
Bank international transaction component 2.61% plus published 1.15% scheme charge; total stated components 3.76%.
Tier miles, status benefits, Wi-Fi and miles-discount vouchers are not cash and are excluded from the net AED estimate.
Official bank source · checked 2026-10-24FAB Islamic Etihad card tariff
Exact product variant artwork from the official bank catalogue/product page. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary lounge visits established on the reviewed Platinum page.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Annual fee AED 525.00 includes VAT on the bank’s published pre-VAT fee.
- Product advertises 10,000 welcome miles on activation. Acquisition-campaign deadlines and conditions are separate; no welcome miles included in forecasts.
- Bank international transaction component 2.61% plus published 1.15% scheme charge; total stated components 3.76%.
- Tier miles, status benefits, Wi-Fi and miles-discount vouchers are not cash and are excluded from the net AED estimate.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
FAB Etihad Guest Platinum Credit Card
FAB · minimum salary AED 8,000
Compare FAB Etihad Guest Platinum Islamic Credit Card with FAB Etihad Guest Platinum Credit CardRAKBANK Air Arabia Platinum Credit Card
RAKBANK · minimum salary AED 5,000
Compare FAB Etihad Guest Platinum Islamic Credit Card with RAKBANK Air Arabia Platinum Credit CardEmirates Islamic Etihad Guest Platinum Card
Emirates Islamic · minimum salary AED 5,000
Compare FAB Etihad Guest Platinum Islamic Credit Card with Emirates Islamic Etihad Guest Platinum CardFAB Etihad Guest Platinum Islamic FAQs
What salary do you need for FAB Etihad Guest Platinum Islamic?
The published minimum monthly salary is AED 8,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for FAB Etihad Guest Platinum Islamic?
The listed annual fee is AED 525. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- FAB Etihad Guest Platinum Islamic Credit Card official product terms
- FAB: Official product page
- FAB: FAB Islamic Etihad card tariff
- FAB Etihad Guest Platinum Islamic Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.