Emirates NBD Visa Platinum
Emirates NBD Visa Platinum is a UAE credit card with ENBD Plus Points rewards. Its published minimum monthly salary is AED 12,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.9/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
Explore all Emirates NBD cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 12,000
- Annual fee
- AED 0
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- Confirm with bank
- Reward programme
- ENBD Plus Points
- Salary transfer required
- No published requirement
Current advertised annual fee AED 0; standard published KFS joining and renewal fees are AED 735 each. Confirm the offer and joining-fee treatment.
Published minimum salary AED 12,000 and age 21–63. Approval, employer and documentation criteria apply.
Cashback or points earning rules, thresholds and caps
Base earning: 0 points per AED.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Eligible general retail | 1.5 Plus Points per AED 100 | 2,000 Plus Points per statement | Only eligible retail transactions. Lower-rate categories apply. |
| Supermarkets, groceries, insurance and vehicle dealers | 0.4 Plus Points per AED 100 | Shared overall statement cap | Merchant classification determines earning. |
| Fuel, utilities, real estate and education | 0.2 Plus Points per AED 100 | Shared overall statement cap | Merchant classification determines earning. |
Why this card has no annual AED forecast
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Published earning rates, known fees and bank conditions remain available in this review.
Check Emirates NBD's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Emirates NBD Visa Platinum Credit Card
Emirates NBD Visa Platinum Credit Card
Dirham Score 2.9/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Perk activation and qualifying conditions apply
Current advertised annual fee AED 0; standard published KFS joining and renewal fees are AED 735 each. Confirm the offer and joining-fee treatment.
Published minimum salary AED 12,000 and age 21–63. Approval, employer and documentation criteria apply.
View breakdown
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Calculation assumptionsRewards, fees & important conditions
Read the full Emirates NBD Visa Platinum Credit Card review and fee maths
No cinema benefit verified. · No complimentary lounge entitlement established on the reviewed Visa Platinum product page.
Monthly interest rate: Confirm with bank. Bank FX charge: Confirm with bank.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
The current product page advertises no annual fees as an exclusive current offer. The general KFS lists AED 735 joining and AED 735 renewal fees for Platinum; confirm your offer, especially whether any joining charge is waived. This is not classified as an unconditional free-for-life card.
Product page quotes 3.25% monthly interest, while the generic KFS Platinum APR differs. The borrowing rate is left unconfirmed pending the issued terms.
Plus Points may be redeemed at merchants, for cash or as miles, at different values. No fixed cash value is applied here.
Official bank source · checked 2026-10-24Official Visa Platinum product page
Official Plus Points earning and caps
Exact product variant artwork from the official bank catalogue/product page. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: No complimentary lounge entitlement established on the reviewed Visa Platinum product page.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The current product page advertises no annual fees as an exclusive current offer. The general KFS lists AED 735 joining and AED 735 renewal fees for Platinum; confirm your offer, especially whether any joining charge is waived. This is not classified as an unconditional free-for-life card.
- Product page quotes 3.25% monthly interest, while the generic KFS Platinum APR differs. The borrowing rate is left unconfirmed pending the issued terms.
- Plus Points may be redeemed at merchants, for cash or as miles, at different values. No fixed cash value is applied here.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Cashback Plus Credit Card
Emirates Islamic · minimum salary AED 12,000
Compare Emirates NBD Visa Platinum Credit Card with Emirates Islamic Cashback Plus Credit CardHSBC Live+ Credit Card
HSBC · minimum salary AED 12,500
Compare Emirates NBD Visa Platinum Credit Card with HSBC Live+ Credit CardConsumer Cashback Platinum Card
DIB · minimum salary AED 15,000
Compare Emirates NBD Visa Platinum Credit Card with Consumer Cashback Platinum CardEmirates NBD Visa Platinum FAQs
What salary do you need for Emirates NBD Visa Platinum?
The published minimum monthly salary is AED 12,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for Emirates NBD Visa Platinum?
The listed annual fee is AED 0. Current advertised annual fee AED 0; standard published KFS joining and renewal fees are AED 735 each. Confirm the offer and joining-fee treatment.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Emirates NBD Visa Platinum Credit Card official product terms
- Emirates NBD: Official Visa Platinum product page
- Emirates NBD: Official Plus Points earning and caps
- Emirates NBD: General card KFS
- Emirates NBD Visa Platinum Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.