Emirates NBD Etihad Guest Visa Inspire: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 2.6/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Joining fee AED 1,575
Explore all Emirates NBD cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 12,000
- Annual fee
- AED 735
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- Confirm with bank
- Reward programme
- Etihad Guest
- Salary transfer required
- No published requirement
Cashback or points earning rules, thresholds and caps
Earn 7 Etihad Guest Miles per AED 10 at Etihad and 6 miles per AED 10 on hotels and dining. Reduced rates apply to specified merchant categories.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
Emirates NBD Etihad Guest Visa Inspire
Dirham Score 2.6/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Joining fee AED 1,575
View breakdown
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Calculation assumptionsRewards, fees & important conditions
Read the full Emirates NBD Etihad Guest Visa Inspire review and fee maths
Earn 7 Etihad Guest Miles per AED 10 at Etihad and 6 miles per AED 10 on hotels and dining. Reduced rates apply to specified merchant categories.
Cine Royal and Reel buy-one-get-one-free tickets are subject to minimum spending requirements. · Visa Airport Companion access is subject to the bank’s AED 5,000 monthly benefit spending requirement.
Monthly interest rate: Confirm with bank. Bank FX charge: Confirm with bank.
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
The product page’s joining fee differs from the newer Key Facts Statement. Confirm the actual acquisition price and charging cycle before adding a joining fee and renewal fee together in the first year. Redemption vouchers and paid Express Miles are separate from ordinary rewards.
Official bank source · checked 2026-10-22VAT-inclusive tariff February2026
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Visa Airport Companion access is subject to the bank’s AED 5,000 monthly benefit spending requirement.
- Cinema: Cine Royal and Reel buy-one-get-one-free tickets are subject to minimum spending requirements.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The product page’s joining fee differs from the newer Key Facts Statement. Confirm the actual acquisition price and charging cycle before adding a joining fee and renewal fee together in the first year. Redemption vouchers and paid Express Miles are separate from ordinary rewards.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
FAB Etihad Guest Signature Credit Card
FAB · minimum salary AED 15,000
Compare Emirates NBD Etihad Guest Visa Inspire with FAB Etihad Guest Signature Credit CardEmirates Islamic Skywards Signature Credit Card
Emirates Islamic · minimum salary AED 12,000
Compare Emirates NBD Etihad Guest Visa Inspire with Emirates Islamic Skywards Signature Credit CardSkywards Signature Credit Card
Emirates NBD · minimum salary AED 12,000
Compare Emirates NBD Etihad Guest Visa Inspire with Skywards Signature Credit CardOfficial bank sources and application information
- Emirates NBD Etihad Guest Visa Inspire official product terms
- Emirates NBD: Official product page
- Emirates NBD: VAT-inclusive tariff February2026
- Emirates NBD Etihad Guest Visa Inspire official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.