Emirates Islamic Barça Cashback Card
Emirates Islamic Barça Cashback Card is a UAE Islamic covered card with Cashback rewards. Its minimum salary is unconfirmed; ask the issuer. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.1/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Explore all Emirates Islamic cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 0
- Bank FX charge
- 2.54%; scheme fees may apply
- Monthly profit rate
- 3.69%
- Reward programme
- Cashback
- Salary transfer required
- No published requirement
Salary eligibility is subject to bank confirmation. The product-specific official catalogue captured on 22 October 2026 listed AED 5,000 monthly salary.
Cashback or points earning rules, thresholds and caps
UAE supermarkets, UAE fuel, dining and sports: 4%; Other international and domestic retail: Up to 2% international; up to 1% domestic; EEA/UK and selected categories: 0.25%
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| UAE supermarkets, UAE fuel, dining and sports | 4% | AED 100 shown alongside categories; shared-cap presentation needs confirmation | At least AED 1,000 total monthly spending |
| Other international and domestic retail | Up to 2% international; up to 1% domestic | No stated cap | Reduced-category rates and exclusions apply |
| EEA/UK and selected categories | 0.25% | No stated cap | Includes automobiles, insurance, education, real estate, telecom and utilities |
Why this card has no annual AED forecast
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Published earning rates, known fees and bank conditions remain available in this review.
Check Emirates Islamic's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Emirates Islamic Barça Cashback Card
Emirates Islamic Barça Cashback Card
Dirham Score 3.1/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Salary eligibility is subject to bank confirmation. The product-specific official catalogue captured on 22 October 2026 listed AED 5,000 monthly salary.
View breakdown
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Calculation assumptionsRewards, fees & important conditions
Read the full Emirates Islamic Barça Cashback Card review and fee maths
UAE supermarkets, UAE fuel, dining and sports: 4%; Other international and domestic retail: Up to 2% international; up to 1% domestic; EEA/UK and selected categories: 0.25%
No cinema benefit verified. · Not independently verified; confirm access with the bank.
Monthly profit rate: 3.69%. Bank FX charge: 2.54%.
Published terms are described separately; no annual reward forecast is assumed until the product-specific exclusions and qualifying conditions are represented in the calculator.
Free for life. At least AED 1,000 monthly spending is required to qualify for cashback. Earn 4% on eligible UAE supermarket and fuel purchases, dining and sports.
The product page lists AED 100 against each accelerated category, while the dedicated terms group these categories in one row with an AED 100 cap. Confirm whether the cap is shared before relying on the maximum return.
Other international spending earns up to 2%, other domestic spending up to 1%, and EEA/UK transactions and selected categories earn 0.25%. Government, charity, cash-like transactions and bank-channel bill payments are excluded. Cashback expires after two years.
FC Barcelona tickets, merchandise and experiences are promotional chances to win, rather than guaranteed benefits.
Official bank source · checked 2026-10-24Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Not independently verified; confirm access with the bank.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Free for life. At least AED 1,000 monthly spending is required to qualify for cashback. Earn 4% on eligible UAE supermarket and fuel purchases, dining and sports.
- The product page lists AED 100 against each accelerated category, while the dedicated terms group these categories in one row with an AED 100 cap. Confirm whether the cap is shared before relying on the maximum return.
- Other international spending earns up to 2%, other domestic spending up to 1%, and EEA/UK transactions and selected categories earn 0.25%. Government, charity, cash-like transactions and bank-channel bill payments are excluded. Cashback expires after two years.
- FC Barcelona tickets, merchandise and experiences are promotional chances to win, rather than guaranteed benefits.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Switch Cashback Card
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Compare Emirates Islamic Barça Cashback Card with CBD Al Islami Super Saver Visa Signature Credit CardEmirates Islamic Barça Cashback Card FAQs
What salary do you need for Emirates Islamic Barça Cashback Card?
A current minimum monthly salary is not confirmed in this record. Ask the bank before applying; salary alone never guarantees approval.
What is the annual fee for Emirates Islamic Barça Cashback Card?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Emirates Islamic Barça Cashback Card official product terms
- Emirates Islamic: Official product page
- Emirates Islamic: Barça cashback terms
- Emirates Islamic: VAT-inclusive fees and profit
- Emirates Islamic Barça Cashback Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.