World Elite Exclusive Mastercard: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 1.2/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Explore all Commercial Bank International cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 15,750
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- 2.99%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
No standard waiver verified.
Cashback or points earning rules, thresholds and caps
CBI Rewards points have tier, transaction-size and accelerator rules. No verified fixed AED redemption rate was assumed.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
World Elite Exclusive Mastercard
Dirham Score 1.2/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
No standard waiver verified.
View breakdown
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
Calculation assumptionsRewards, fees & important conditions
Read the full World Elite Exclusive Mastercard review and fee maths
CBI Rewards points have tier, transaction-size and accelerator rules. No verified fixed AED redemption rate was assumed.
No cinema benefit verified. · Mastercard Travel Pass benefits are published; verify this tier’s complimentary visit and activation terms.
Monthly interest rate: 2.99%. Bank FX charge: Confirm with bank.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
World Elite Exclusive is by invitation; there is no public salary floor.
The elite fee PDF states AED 15,750 base annual membership; a separate Skywards Platinum membership variant costs AED 76,115. It is not an ordinary low-fee card.
Some product pages contain copied CBI First text. Confirm current benefit-package eligibility and do not value the same combined cinema/streaming/valet cap more than once.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Mastercard Travel Pass benefits are published; verify this tier’s complimentary visit and activation terms.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- World Elite Exclusive is by invitation; there is no public salary floor.
- The elite fee PDF states AED 15,750 base annual membership; a separate Skywards Platinum membership variant costs AED 76,115. It is not an ordinary low-fee card.
- Some product pages contain copied CBI First text. Confirm current benefit-package eligibility and do not value the same combined cinema/streaming/valet cap more than once.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
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Al Hilal Bank · minimum salary Confirm with bank
Compare World Elite Exclusive Mastercard with Cashback Credit CardAmerican Express Gold Credit Card — Moneyback
American Express UAE · minimum salary Confirm with bank
Compare World Elite Exclusive Mastercard with American Express Gold Credit Card — MoneybackOfficial bank sources and application information
- World Elite Exclusive Mastercard official product terms
- Commercial Bank International: Official product page
- Commercial Bank International: Official bank terms, tariff or rewards information
- Commercial Bank International: Official bank terms, tariff or rewards information
- World Elite Exclusive Mastercard official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.