Rewards Platinum Mastercard: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 3.6/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Explore all Commercial Bank International cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 0
- Bank FX charge
- Confirm with bank
- Monthly interest rate
- 3.45%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Free for life; optional rewards accelerator AED 525.
Cashback or points earning rules, thresholds and caps
CBI Rewards points have tier, transaction-size and accelerator rules. No verified fixed AED redemption rate was assumed.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
Rewards Platinum Mastercard
Dirham Score 3.6/560% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Free for life; optional rewards accelerator AED 525.
View breakdown
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
Calculation assumptionsRewards, fees & important conditions
Read the full Rewards Platinum Mastercard review and fee maths
CBI Rewards points have tier, transaction-size and accelerator rules. No verified fixed AED redemption rate was assumed.
Eligible cinema, streaming and valet cashback: up to AED75 after AED4,000 statement spend; AED150 after AED8,000; AED300 after AED12,000. Confirm current package terms. · Mastercard Travel Pass benefits are published; verify this tier’s complimentary visit and activation terms.
Monthly interest rate: 3.45%. Bank FX charge: Confirm with bank.
CBI Rewards earn depends on tier, transaction size and optional accelerator. A fixed AED cash-redemption rate was not verified.
A product-specific minimum salary was not published in the primary documents read.
Rewards Platinum is free for life. The optional AED 525 rewards accelerator must not be shown as a mandatory annual fee.
Some product pages contain copied CBI First text. Confirm current benefit-package eligibility and do not value the same combined cinema/streaming/valet cap more than once.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Mastercard Travel Pass benefits are published; verify this tier’s complimentary visit and activation terms.
- Cinema: Eligible cinema, streaming and valet cashback: up to AED75 after AED4,000 statement spend; AED150 after AED8,000; AED300 after AED12,000. Confirm current package terms.
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- A product-specific minimum salary was not published in the primary documents read.
- Rewards Platinum is free for life. The optional AED 525 rewards accelerator must not be shown as a mandatory annual fee.
- Some product pages contain copied CBI First text. Confirm current benefit-package eligibility and do not value the same combined cinema/streaming/valet cap more than once.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
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Compare Rewards Platinum Mastercard with American Express Gold Credit Card — MoneybackOfficial bank sources and application information
- Rewards Platinum Mastercard official product terms
- Commercial Bank International: Official product page
- Commercial Bank International: Official bank terms, tariff or rewards information
- Commercial Bank International: Official bank terms, tariff or rewards information
- Rewards Platinum Mastercard official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.