Arab Bank UAE Arab Bank World Elite
Arab Bank UAE Arab Bank World Elite is a UAE credit card with bank-specific benefits. Qualifying banking relationship required. Its minimum salary is unconfirmed; ask the issuer. The listed annual fee is AED 1,155. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.3/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Explore all Arab Bank UAE cards and accounts · Conventional credit card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 1,155
- Bank FX charge
- 3.15%; scheme fees may apply
- Monthly interest rate
- 3.59%
- Reward programme
- Other rewards
- Salary transfer required
- No published requirement
Combined issuance/annual feeAED 1155 including VAT; Elite Program only. Programme/account costs are separate and not estimated.
Qualifying banking relationship requiredUAE product; current bank salary floor and mandatory transfer requirement are not published in reviewed sources. Bank credit and relationship criteria apply. Available to Elite Program customers only.
Cashback or points earning rules, thresholds and caps
Rewards terms are described below; no annual AED forecast is assigned.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
Why this card has no annual AED forecast
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Published earning rates, known fees and bank conditions remain available in this review.
Check Arab Bank UAE's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for Arab Bank World Elite Mastercard Credit Card
Arab Bank World Elite Mastercard Credit Card
Dirham Score 2.3/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Combined issuance/annual feeAED 1155 including VAT; Elite Program only. Programme/account costs are separate and not estimated.
Qualifying banking relationship requiredUAE product; current bank salary floor and mandatory transfer requirement are not published in reviewed sources. Bank credit and relationship criteria apply. Available to Elite Program customers only.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full Arab Bank World Elite Mastercard Credit Card review and fee maths
Rewards terms are described below; no annual AED forecast is assigned.
No cinema benefit verified. · Mastercard Airport Pass/DragonPass access to 1,200+ lounges advertised. Complimentary visit/guest limits, activation and qualifying-spend rules must be checked with the bank and current scheme.
Monthly interest rate: 3.59%. Bank FX charge: 3.15%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Monthly interest 3.59% in current linked UAE retail schedule. Bank cross-border/FX commission is up to 3% before VAT (up to 3.15%including VAT), plus exchange-rate effects.
No primary welcome bonus, salary floor or free first-year fee waiver is assumed.
The fee schedule labels a combined issuance-and-annual charge; no extra separate joining charge is invented.
Arabi Points programme exists but a current AED redemption value has not been established for this product; no annual AED reward estimate is assigned.
Official bank source · checked 2026-10-24Current UAE retail fee schedule linked by bank
Current linked credit-card KFS
Actual official bank product artwork, proportionally encoded for display. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Mastercard Airport Pass/DragonPass access to 1,200+ lounges advertised. Complimentary visit/guest limits, activation and qualifying-spend rules must be checked with the bank and current scheme.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Monthly interest 3.59% in current linked UAE retail schedule. Bank cross-border/FX commission is up to 3% before VAT (up to 3.15%including VAT), plus exchange-rate effects.
- No primary welcome bonus, salary floor or free first-year fee waiver is assumed.
- The fee schedule labels a combined issuance-and-annual charge; no extra separate joining charge is invented.
- Arabi Points programme exists but a current AED redemption value has not been established for this product; no annual AED reward estimate is assigned.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
Emirates Islamic Switch Cashback Card
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Compare Arab Bank World Elite Mastercard Credit Card with Emirates Islamic Switch Cashback CardADIB Cashback Visa Covered Card
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Compare Arab Bank World Elite Mastercard Credit Card with ADIB Cashback Visa Covered CardCBD Al Islami Super Saver Visa Signature Credit Card
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Compare Arab Bank World Elite Mastercard Credit Card with CBD Al Islami Super Saver Visa Signature Credit CardArab Bank UAE Arab Bank World Elite FAQs
What salary do you need for Arab Bank UAE Arab Bank World Elite?
A current minimum monthly salary is not confirmed in this record. Ask the bank before applying; salary alone never guarantees approval.
What is the annual fee for Arab Bank UAE Arab Bank World Elite?
The listed annual fee is AED 1,155. Combined issuance/annual feeAED 1155 including VAT; Elite Program only. Programme/account costs are separate and not estimated.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- Arab Bank World Elite Mastercard Credit Card official product terms
- Arab Bank UAE: Official product page
- Arab Bank UAE: Current UAE retail fee schedule linked by bank
- Arab Bank UAE: Current linked credit-card KFS
- Arab Bank UAE: Arabi Points programme
- Arab Bank World Elite Mastercard Credit Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.