ADIB SHARE Infinite
ADIB SHARE Infinite is a UAE Islamic covered card with SHARE Points rewards. Its minimum salary is unconfirmed; ask the issuer. The listed annual fee is AED 1,048.95. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 2.8/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Explore all ADIB cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 1,048.95
- Bank FX charge
- 2.415%; scheme fees may apply
- Monthly profit rate
- 3.75%
- Reward programme
- SHARE Points
- Salary transfer required
- No published requirement
Annual fee is payable from year one; no first-year waiver established.
The reviewed official product pages do not establish a numeric salary floor. Confirm salary, employer and underwriting criteria with ADIB. A salary transfer is not established as mandatory.
Terms checked against official ADIB product pages, the covered-card tariff and KFS. Bank FX component is 2.3% plus 5% VAT (2.415%); scheme fees and conversion still apply.
Cashback or points earning rules, thresholds and caps
Base earning: 0 points per AED.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| Carrefour and participating Majid Al Futtaim destinations | 6% back in SHARE Points | Confirm product-specific eligible-spend and credit-limit rules | Restricted loyalty value, not cash paid to your account. |
| Other eligible domestic retail | 2% back in SHARE Points | Confirm product-specific eligible-spend and credit-limit rules | Specific merchants earn the lower rate. |
| Eligible non-EEA international retail | 2% back in SHARE Points | Confirm product-specific eligible-spend and credit-limit rules | EEA rate differs. |
| EEA retail | 0.5% back in SHARE Points | Confirm product-specific eligible-spend and credit-limit rules | Visa EEA merchant classification. |
| Specific merchants | 0.5% back in SHARE Points | Confirm product-specific eligible-spend and credit-limit rules | Specific merchants include supermarkets, government, utilities, education, petrol, real estate, transport, tolls and charity. EEA follows Visa merchant classification. |
Why this card has no annual AED forecast
Published earning rates are shown separately. No annual forecast is made until product-specific caps, redemption and spend qualifications are fully represented.
Published earning rates, known fees and bank conditions remain available in this review.
Check ADIB's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published earning rates are shown separately. No annual forecast is made until product-specific caps, redemption and spend qualifications are fully represented.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for ADIB SHARE Visa Infinite Covered Card
ADIB SHARE Visa Infinite Covered Card
Dirham Score 2.8/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Salary minimum needs bank confirmation
Annual fee is payable from year one; no first-year waiver established.
The reviewed official product pages do not establish a numeric salary floor. Confirm salary, employer and underwriting criteria with ADIB. A salary transfer is not established as mandatory.
View breakdown
Published earning rates are shown separately. No annual forecast is made until product-specific caps, redemption and spend qualifications are fully represented.
Calculation assumptionsRewards, fees & important conditions
Read the full ADIB SHARE Visa Infinite Covered Card review and fee maths
Terms checked against official ADIB product pages, the covered-card tariff and KFS. Bank FX component is 2.3% plus 5% VAT (2.415%); scheme fees and conversion still apply.
No cinema benefit verified. · Unlimited access advertised for cardholder plus one guest through Visa Airport Companion; programme registration and current eligibility rules apply.
Monthly profit rate: 3.75%. Bank FX charge: 2.415%.
Published earning rates are shown separately. No annual forecast is made until product-specific caps, redemption and spend qualifications are fully represented.
1 SHARE Point = AED 0.10 for eligible Majid Al Futtaim redemption.
Welcome points have annual-fee payment, activation and first-retail-purchase conditions; confirm the issued offer.
Renewal fee reversal from year two: AED 30,000 non-AED or AED 75,000 total prior-year eligible spending.
Temporary double rewards are a first-90-day MAF/Carrefour campaign, not the ongoing earning rate. Official campaign PDF accepts applications 15 May–31 December 2026 and issuance by15January2027, with bonus credit by30April2027. The marketing page gives a different start date, so follow the PDF.
The public product page includes an unfilled salary placeholder; no salary floor is invented.
Published welcome reward: 10,000 SHARE Points worth AED 1,000; excluded from forecasts because activation, first retail purchase and fee-payment conditions cannot be assumed from a monthly budget.
Official bank source · checked 2026-10-24ADIB covered cards schedule of charges
Exact variant artwork from ADIB current card catalogue. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Unlimited access advertised for cardholder plus one guest through Visa Airport Companion; programme registration and current eligibility rules apply.
- Cinema: No current offer verified
- Valet: 4 published visits per month
- Golf: No published benefit verified
Exclusions and important product notes
- 1 SHARE Point = AED 0.10 for eligible Majid Al Futtaim redemption.
- Welcome points have annual-fee payment, activation and first-retail-purchase conditions; confirm the issued offer.
- Renewal fee reversal from year two: AED 30,000 non-AED or AED 75,000 total prior-year eligible spending.
- Temporary double rewards are a first-90-day MAF/Carrefour campaign, not the ongoing earning rate. Official campaign PDF accepts applications 15 May–31 December 2026 and issuance by15January2027, with bonus credit by30April2027. The marketing page gives a different start date, so follow the PDF.
- The public product page includes an unfilled salary placeholder; no salary floor is invented.
- Published welcome reward: 10,000 SHARE Points worth AED 1,000; excluded from forecasts because activation, first retail purchase and fee-payment conditions cannot be assumed from a monthly budget.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
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What salary do you need for ADIB SHARE Infinite?
A current minimum monthly salary is not confirmed in this record. Ask the bank before applying; salary alone never guarantees approval.
What is the annual fee for ADIB SHARE Infinite?
The listed annual fee is AED 1,048.95. Annual fee is payable from year one; no first-year waiver established.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- ADIB SHARE Visa Infinite Covered Card official product terms
- ADIB: Official product page
- ADIB: ADIB covered cards schedule of charges
- ADIB: ADIB covered cards KFS
- ADIB SHARE Visa Infinite Covered Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.