ADIB Booking.com Visa Signature Covered Card: UAE Review
Compare published eligibility, rewards, fees and benefit conditions. Bank terms reviewed 2026-10-22. This is an independent review, not bank approval.
Dirham Score 2.9/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
Explore all ADIB cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-22
Personalise this card’s AED value
The same rewards engine powers the comparison directory and personal selector. Start from our AED 10,000 monthly benchmark, then enter your actual category spending. Estimates assume full repayment.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
ADIB Exceed Rewards needs a separate programme and verified conversion; do not substitute ADCB TouchPoints. International spending here assumes eligible general retail outside restricted markets; FX charges and lifestyle perks are excluded. Use the detailed rewards calculator for market splits and verified FX deductions. No borrowing costs are included. Negative values remain visible.
Open the detailed personal rewards calculatorSalary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- Unconfirmed — ask the bank
- Annual fee
- AED 313.95
- Bank FX charge
- Confirm with bank
- Monthly profit rate
- 3.75%
- Reward programme
- ADIB Exceed Rewards
- Salary transfer required
- No published requirement
No ongoing waiver verified.
Cashback or points earning rules, thresholds and caps
Earn ADIB Exceed Rewards on eligible purchases, with Booking.com Genius hotel benefits.
Minimum earning gate: See published category rules. Accelerated-rate spending gate: See published category rules. Monthly reward cap: See specific categories and issuer terms. Reward earning delay: 0 modelled months.
| Spend category | Published model rate | Category cap / month | Below-gate rate |
|---|
First-year AED value and conditional welcome offers
The cash value of this reward programme is not verified. No total reward estimate is presented.
ADIB Exceed Rewards needs a separate programme and verified conversion; do not substitute ADCB TouchPoints.
Calculate this card using your own monthly spending. The interactive panel below applies current offer dates and exposes the full fee and welcome breakdown.
ADIB Booking.com Visa Signature Covered Card
Dirham Score 2.9/560% data coverage · editorial methodHow this score works
- + Official fees and product sources linked
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Salary minimum needs bank confirmation
No ongoing waiver verified.
View breakdown
ADIB Exceed Rewards needs a separate programme and verified conversion; do not substitute ADCB TouchPoints.
Calculation assumptionsRewards, fees & important conditions
Read the full ADIB Booking.com Visa Signature Covered Card review and fee maths
Earn ADIB Exceed Rewards on eligible purchases, with Booking.com Genius hotel benefits.
No cinema benefit verified. · Global lounge access through Visa Airport Companion; registration and activation requirements apply.
Monthly profit rate: 3.75%. Bank FX charge: Confirm with bank.
ADIB Exceed Rewards needs a separate programme and verified conversion; do not substitute ADCB TouchPoints.
The current Visa Signature product appears in the active catalogue. The discontinued catalogue also contains an older Booking Signature product and Booking Infinite; these should not be treated as the same current offer.
The annual fee is AED 299 plus 5% VAT. A published salary floor was not verified.
ADIB Exceed Rewards must use a separate verified conversion; they are unrelated to ADCB TouchPoints.
Official bank source · checked 2026-10-22Official current Booking.com card catalogue
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: Global lounge access through Visa Airport Companion; registration and activation requirements apply.
- Cinema: No current offer verified
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- The current Visa Signature product appears in the active catalogue. The discontinued catalogue also contains an older Booking Signature product and Booking Infinite; these should not be treated as the same current offer.
- The annual fee is AED 299 plus 5% VAT. A published salary floor was not verified.
- ADIB Exceed Rewards must use a separate verified conversion; they are unrelated to ADCB TouchPoints.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
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Compare ADIB Booking.com Visa Signature Covered Card with American Express Gold Credit Card — MoneybackOfficial bank sources and application information
- ADIB Booking.com Visa Signature Covered Card official product terms
- ADIB: Official product page
- ADIB: Official current Booking.com card catalogue
- ADIB Booking.com Visa Signature Covered Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.