talabat ADCB Islamic Card
talabat ADCB Islamic Card is a UAE Islamic covered card with talabat Credit rewards. Its published minimum monthly salary is AED 5,000. The listed annual fee is AED 0. A reliable AED reward estimate is not yet available.
Bank terms reviewed 2026-10-24. Independent comparison; bank approval is required.
Dirham Score 3.8/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.99%; scheme charges may apply
Explore all ADCB cards and accounts · Islamic covered card · Primary bank sources reviewed 2026-10-24
Salary eligibility, annual fees and borrowing charges
- Minimum monthly salary
- AED 5,000
- Annual fee
- AED 0
- Bank FX charge
- 2.99%; scheme fees may apply
- Monthly profit rate
- 3.69%
- Reward programme
- talabat Credit
- Salary transfer required
- No published requirement
Subject to the bank’s employer, residence, credit assessment and application criteria. No mandatory salary transfer was established in the reviewed sources.
Cashback or points earning rules, thresholds and caps
Base earning: 0 points per AED.
Published rates are reference terms; the bank’s transaction-level gates, classifications and rounding still apply. No annual aggregate forecast is calculated.
| Spend category | Published earning | Category cap / month | Conditions |
|---|---|---|---|
| talabat first 10 orders | 35% back in talabat credit | AED 35 per order and AED 350 per month | Minimum AED 2,500 monthly eligible retail spend; above 10 orders earn 1.25%. |
| talabat below minimum monthly spend | 1.25% back in talabat credit | Confirm product-specific caps with the bank | Applies if AED 2,500 eligible retail threshold not met. |
| Other eligible general retail | 1.25% back in talabat credit | Confirm product-specific caps with the bank | Reduced categories and UK/EEA excluded from this rate. |
| Domestic restricted categories and UK/EEA retail | 0.35% back in talabat credit | Confirm product-specific caps with the bank | Domestic fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto dealers and insurance. |
Why this card has no annual AED forecast
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Published earning rates, known fees and bank conditions remain available in this review.
Check ADCB's official reward termsFirst-year AED value and conditional welcome offers
An annual reward forecast is not available for this card. Review the programme and transaction limitations below.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Use the personal card selector to compare cards with supported forecasts. The offer details below retain this card’s verified conditions.
Full offer and qualification details for talabat ADCB Islamic Card
talabat ADCB Islamic Card
Dirham Score 3.8/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published airport lounge benefit
- + Sharia-compliant product
- − Annual reward forecast unavailable
- − Bank FX charge 2.99%; scheme charges may apply
Subject to the bank’s employer, residence, credit assessment and application criteria. No mandatory salary transfer was established in the reviewed sources.
View breakdown
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Calculation assumptionsRewards, fees & important conditions
Read the full talabat ADCB Islamic Card review and fee maths
Reel Cinemas buy-one-get-one, up to 2 free tickets monthly through 31 December 2026; eligible ticket categories apply. · 4 complimentary visits yearly at 25+ participating lounges; Mastercard Travel Pass registration and programme rules apply.
Monthly profit rate: 3.69%. Bank FX charge: 2.99%.
Published earning is described separately. An annual forecast is unavailable until this product’s full redemption, merchant exclusions, caps and qualification rules are represented.
Digital-channel welcome: AED 750 talabat credit for new-to-ADCB-card customers or AED 200 for existing ADCB cardholders after AED 5,000 in 45 days; first issuance only. Not included in forecasts.
talabat pro free-delivery order minimum is AED 50 for restaurants and AED 100 for talabat mart, groceries and pharmacy at pro-tagged outlets.
Bank FX 2.99% is additional to scheme charges.
Official bank source · checked 2026-10-24Exact product variant artwork from the official bank catalogue/product page. Image source
Lounge, cinema, valet and golf conditions
- Airport lounges: 4 complimentary visits yearly at 25+ participating lounges; Mastercard Travel Pass registration and programme rules apply.
- Cinema: Reel Cinemas buy-one-get-one, up to 2 free tickets monthly through 31 December 2026; eligible ticket categories apply. · stated expiry 2026-12-31
- Valet: No published benefit verified
- Golf: No published benefit verified
Exclusions and important product notes
- Digital-channel welcome: AED 750 talabat credit for new-to-ADCB-card customers or AED 200 for existing ADCB cardholders after AED 5,000 in 45 days; first issuance only. Not included in forecasts.
- talabat pro free-delivery order minimum is AED 50 for restaurants and AED 100 for talabat mart, groceries and pharmacy at pro-tagged outlets.
- Bank FX 2.99% is additional to scheme charges.
Other charges to check in the official tariff
Supplementary card, cash advance and late-payment fees are not consistently verified across this catalogue. They are not assumed to be zero and are excluded from rewards-only estimates. Check the linked bank schedule and key facts statement before borrowing.
How this card compares
These alternatives share its published salary bracket and broad reward type. Values use the same AED 10,000 monthly benchmark, rather than paid placement. Bank-specific approval and exclusions still apply.
ADCB 365 Cashback Credit Card
ADCB · minimum salary AED 5,000
Compare talabat ADCB Islamic Card with ADCB 365 Cashback Credit CardADCB Islamic 365 Cashback Card
ADCB · minimum salary AED 5,000
Compare talabat ADCB Islamic Card with ADCB Islamic 365 Cashback CardCBD Super Saver Visa Signature Credit Card
CBD · minimum salary AED 5,000
Compare talabat ADCB Islamic Card with CBD Super Saver Visa Signature Credit Cardtalabat ADCB Islamic Card FAQs
What salary do you need for talabat ADCB Islamic Card?
The published minimum monthly salary is AED 5,000. The bank also assesses your application and credit profile; meeting the salary threshold does not guarantee approval.
What is the annual fee for talabat ADCB Islamic Card?
The listed annual fee is AED 0. Joining fees, recurring plan charges, borrowing costs and transaction fees may be separate. Check the linked official tariff and any waiver conditions.
Does the estimated value include borrowing costs?
No. The reward calculations assume full, on-time repayment and exclude interest or profit charges. The personal card calculator also excludes FX charges and unpriced lifestyle perks; the detailed rewards calculator can deduct verified FX charges.
Official bank sources and application information
- talabat ADCB Islamic Card official product terms
- ADCB: Official product page
- ADCB: Current Islamic tariff
- ADCB: Islamic card KFS
- talabat ADCB Islamic Card official artwork source
Eligibility is subject to the bank’s full assessment. Figures are a source-reviewed snapshot. Confirm current terms before applying. Read the reward calculation and Dirham Score methodology.