Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.
Monthly plan fee, not unconditional free: Prime AED 49+VAT waived at AED 5,000 monthly spend; Plus AED 99+VAT waived at AED 10,000. Privilege waiver requires AED 20,000 monthly spend.
Important conditions
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Mastercard Travel Pass access for the cardholder and a guest, subject to a USD 1 equivalent foreign purchase every 3 months.
50% off at VOX cinemas, subject to the current card and venue terms.
A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.
