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SAME SPENDING · TRANSPARENT MATHS

CBD Infinite vs DIB Consumer Cashback Platinum Card

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

CBD Visa Infinite Credit Card — official bank artwork

CBD Visa Infinite Credit Card

Minimum salary
AED 15,000
Annual fee
AED 787.5
First-year net
Not estimated
Ongoing annual net
Not estimated
Bank FX fee
Unverified
Reward programme
CBD Rewards

The first year is free. Subsequent fees are waived after spending over AED 100,000 annually.

Important conditions

Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

12 visits a year through Visa Airport Companion. International activation applies after the initial complimentary allowance.

50% off 6 VOX tickets per calendar month; monthly spending and venue terms apply.

Official CBD terms · reviewed 2026-10-22
Consumer Cashback Platinum Card — official bank artwork

Consumer Cashback Platinum Card

Minimum salary
AED 15,000
Annual fee
AED 261.45
First-year net
AED 2,880
Ongoing annual net
AED 2,618.55
Bank FX fee
3.7%; scheme charges may apply
Reward programme
Cashback

Important conditions

Direct merchant utility payments are assumed; bank-channel bill payments, telecom and auto-service extras are not separately modelled. Announced lower caps are applied conservatively.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Not verified; confirm current benefit eligibility with DIB.

No cinema offer verified.

Official DIB terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

Compare your actual salary and spending

Review all assumptions and reward valuations

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