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SAME SPENDING · TRANSPARENT MATHS

American Express UAE The American Express® Platinum vs Mashreq Solitaire

Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.

The American Express® Platinum Credit Card — official bank artwork

The American Express® Platinum Credit Card

Minimum salary
AED 21,250
Annual fee
AED 735
First-year net
Not estimated
Ongoing annual net
Not estimated
Bank FX fee
Unverified
Reward programme
Membership Rewards

FeeBack: AED 10,000 in the first three months for first-year fee credit; AED 40,000 in the prior 12 months for subsequent fee credits.

Important conditions

Membership Rewards value varies by redemption. The dining benefit requires AED 4,000 total monthly spend and has a separate AED 50 monthly cap.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

Priority Pass: 12 annual primary-card visits including guests; 8 visits for one supplementary card, also including guests.

No cinema offer verified.

Official American Express UAE terms · reviewed 2026-10-22
Solitaire Credit Card — official bank artwork

Solitaire Credit Card

Minimum salary
AED 25,000
Annual fee
AED 1,575
First-year net
AED 1,509.21
Ongoing annual net
AED -990.79
Bank FX fee
2.89%; scheme charges may apply
Reward programme
Mashreq Vantage

Important conditions

Verified cash redemption: 380 Mashreq Vantage points = AED 1 via Mashreq Mobile App. Vouchers and miles have different conversion values. Bill payments through Mashreq app/online do not earn. Merchant-specific perks are excluded.

Published renewal fee used; unverified discretionary or relationship waivers are excluded.

12 complimentary lounge visits per calendar year via Visa Airport Companion, shared with up to one guest per visit. Only two before an international transaction over USD 1 each calendar year; allow 15 days to reflect. Replaced cards must requalify.

50% off eight tickets per billing cycle pooled across VOX, Reel and Novo, with no minimum spend. Book directly on cinema website/app. Separate Cinepolis eight-ticket monthly promotion at Oasis Mall, Sharjah through 31 December 2026.

Official Mashreq terms · reviewed 2026-10-18

Which card fits your own spending?

A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.

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